Panda Office

I needed to borrow a bit more to finish a home project and already had a loan with them, so I wanted to top it up without starting from scratch. It asked for a few updated details but the process was fine. The new funds arrived the following working day. The only annoyance was the verification email landing in spam.

I needed a small short term loan to bridge a gap before payday and had used a similar lender before, so I knew what to expect. The application took a few minutes and the decision came back quickly. Repayment dates are clear and the reminder texts are useful. Nothing to complain about.

Pretty happy with this, got a loan approved in about ten minutes on my phone while waiting for the bus. Money was in my account by the time I got home, so that's a win. Repayment dates are where I expect them to be.

Compared to two other lenders I looked at, this was the quickest to apply for and the only one that showed me the full cost before I went further. I didn't go with the cheapest on paper because the others wanted more paperwork. The form was simple, the decision came back the same day and the money arrived the next morning. I've made my first two repayments on time without any reminders from them.

Got a small loan through them and the application itself was fine. The bit that dragged was waiting for the verification email, took like two days to come through and I was chasing it on the app.

I am pleased to say the process was clear from start to finish. The eligibility questions were sensible and I was told the outcome without being kept waiting. Funds arrived in my account the next working day, which was what I had been told to expect. The repayment schedule came through in writing and is easy to follow. I have no hesitation in saying it was a good experience.

Needed a short loan to cover an unexpected MOT and repair bill on the van, and wanted the cheapest option I could find. The rate was a touch higher than some comparison sites showed, but the fees were clearly listed and there were no nasty surprises at the end. Good enough for what I needed.

Honestly the bit I liked most was that I could see exactly what I'd pay back before I agreed to anything. Signing up took ten minutes on my phone. Money came through the same day so I was dead chuffed.

Compared to the lender I used last year this was much faster to apply for, the form didn't keep timing out and I got a decision within the hour. Last time I waited two days for a call back. The rate is in line with the others I checked and the money arrived the next morning. Repayments have gone out on the right dates so far.

Having worked in lending admin for years I know what a clean application should look like, and this one was mostly that. The affordability questions were a bit repetitive and asked for the same bank statement twice. Once it was through the funds went out promptly, though the confirmation letter came through a day after the email.

Needed some cash quick for a broken boiler and didnt have time to faff about with the bank. Applied on my phone during my lunch break and had an answer before I'd finished my sandwich. Money landed in my account the next working day, no drama at all, cheers.

Needed cash for a train ticket and this was honestly the fastest thing ever. Applied on my phone and the money was in my account before I got to the station. Dead handy.

Needed money for a car repair and was on my phone the whole time. Filled in the form in the car park and got a yes before I got home. Funds went in next morning.

Took a short loan to cover my rent when a payment went wrong. Quick application and it was approved in minutes. Interest is a bit higher than I'd like but fine for what it was.

Compared with the company I used a few years back, the online form here is far simpler to get through. I didn't have to ring anyone to confirm my details and the terms were laid out clearly before I accepted. The only small irritation was that the repayment schedule took a little while to appear in my account, but I'm not complaining as the rest went very smoothly indeed.

I'd been putting off getting a loan because my bank always wanted a branch visit and weeks of paperwork. This was done online in an afternoon, I filled in the form on my laptop during my lunch break and had an answer before I'd finished my sandwich. The money reached my account the next working day, which was exactly what I needed for the deposit on my flat.

Bought a short term policy through their site for a car I needed to drive for a week. The buying bit was quick and the documents came straight to my email. Only niggle is the price was a little more than I'd seen on comparison sites.

I've been with them a good few years now and recently used their option to pay a bit off early without any hassle. The online account showed the new balance straight away. It's a bit more expensive than I'd like for the length of the loan, but the service has always been dependable.

Honestly this is one of the easiest bits of online borrowing I've done. The form takes about five minutes and it tells you straight away what you're offered, no waiting around. Money hit my account quicker than my bank transfers usually do, so I'm happy. Would use again if I needed to.