One Education

They're the only lender I'd trust with a loan at this point, having used them on and off for over a decade. Every repayment has been taken on the right date and I've never been left wondering where a payment went. The customer team picks up when you ring and they know their stuff.

Honestly one of the best experiences I've had with a loan company. Applied on my phone during lunch, had a decision within the hour, and the money was in my account the next working day. Didn't have to speak to anyone which suited me fine.

I'd been quoted a personal loan by my high street bank and the rate was noticeably worse than what this company offered me. The application took about ten minutes online and I didn't have to go into a branch. The money arrived the following morning and I've been paying it off without any issues since.

I've had a secured loan with them for a while and I know their system well by now. The rate is fair and the application went smoothly, but I've noticed the monthly statement arrives a few days later than I'd like, which makes budgeting a bit tighter. Everything else has run as it should and the repayments come out on the right date.

I needed a loan to cover a shortfall and went with them because I know the product well from my last one. The approval took longer than I'd have liked, with a couple of requests for bank statements that held things up for a week. The money did eventually arrive and the terms are as stated, but it wasn't the quick process I'd been promised.

Compared to my bank this was miles quicker, I had the decision in about an hour instead of waiting days. The form is easy on the phone and I got the money the next morning. Used it to cover a deposit and it all just worked, great.

I've been using their courses on and off for about six years, so I know how they work. This time the enrolment dragged on, I had to send my details in twice because the form timed out. Once I was in, the course itself was fine, but it was frustrating to lose the best part of an afternoon just getting set up.

I took out a personal loan with them to cover a deposit on a flat, and it was my first time borrowing anything. The application was clear and the eligibility check didn't leave a mark on my credit file, which I was worried about. Approval came the same day and the money arrived the next morning. I set up the direct debit in the app and it's been painless since.

I signed up for one of their online courses for my husband's birthday present, which was a lovely idea. The sign-up process was perfectly fine, though it took me a while to find where to pay. Once the course started the materials were good, although I'd have liked a reply to my email sooner than the three days it took.

My car failed its MOT and I needed the repair money fast, so I went with them. The interest works out higher than my bank would have charged, and I felt it when I looked at the total. They did get the money to me quickly and the terms were laid out clearly though, which counts for something.

I had three credit cards running at high rates and wanted them rolled into one payment. The application asked the questions I expected and they were upfront about what the new monthly amount would be. Paying off the old balances was done for me, which saved a lot of admin, and the new arrangement is easy to keep track of.

The first thing I noticed was the repayment calculator on their site, which showed exactly what I'd pay each month before I committed to anything. It saved me from borrowing more than I needed. I've now used them for two separate loans over the years and both times the schedule matched what I was shown at the start. Nothing has changed about that over time.

Got the credit builder card on here last month to start building my credit history. Signed up on the app in about five minutes and the card arrived a few days later. The app shows my balance and due date clearly and I've made every payment so far. Happy with it, will keep using it.

Compared with the lender I had before, this company offered a more sensible rate and far less paperwork to wade through. I found the application simple to complete, though I did have to ring them once to confirm a detail. The funds arrived promptly and the repayments have been smooth since.

They're quick and the money goes in fast. Got approved in the morning and it was in my account by teatime. No faff, just a couple of questions and done. Would use them again.

We needed a new boiler last winter and I took out a small personal loan with them to cover the cost. The application was straightforward enough, though it did ask for more documents than I expected and I had to dig out old payslips. Approval came back the same afternoon and the money reached our account two days later, which was just what we needed.

Needed a bit extra for my rent this month so went for a small loan. Signed up on the app, got a yes straight away and the money came through quick. Easy to pay back through the app too.

I took out the course loan through them three years ago and have been paying it back ever since. The monthly statements are clear and the online account is easy enough to use, though the first payment reminder came a day later than I expected. Repayments come out on time and I've never had any trouble with them.

I'd been comparing with a couple of other lenders and this one came out cheaper once I'd added up the fees. The online application was a bit longer than I expected, with a few extra questions about my outgoings. Once that was done it was quick and the money came through the next working day.