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Monportlaser

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Reviews (20)

Cheaper than the card

Compared to putting the repair on my credit card, this loan works out much cheaper per month, so that's why I went with it. Long-time customer here, the process has got smoother each time. Repayments come out on time and the account page is easy to follow. The only small thing is that changing my bank details took a couple of calls to sort out, but once it was done it was fine.

Daniel C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Took out the fixed rate loan

Went with their fixed rate loan after comparing three other lenders on a comparison site. Approval came back within the hour and the funds arrived the same afternoon, which beat the others by a day. Repayment setup was simple and the app shows exactly what's left.

Connor W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Sensible rates for a short loan

Rates are sensible for a short loan and the terms are easy to understand. I've borrowed in this area before so I knew what to expect. Application was quick and the funds arrived the next day.

Ben K.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

not as quick as the ad

Quicker than my last loan from a high street lender but not as instant as the ads make out. Waited most of a day for the decision and got a message asking for ID twice. Money did arrive eventually.

Ben J.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

keeping them on speed dial

We needed a loan to help cover the new roof after the storm, and I've used them before for smaller bits. The application went through without any issues and the money arrived when they said. Customer service has been helpful when I've called with questions about payments.

David G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

paid off early without any fuss

Took a loan last year to cover a dental bill and the early repayment bit was the thing I was most worried about, but you can clear it in the app and there's no charge for it. I did just that after six months and the balance updated the same evening. Rates were fine, nothing dramatic, though the monthly payment was a bit more than I'd hoped.

Amy C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Used them for years

We first needed a loan to sort out the boiler and I've come back to them a few times since. Application is still the same as always, you fill it in and wait for the decision. Money usually lands in a day or two. The only niggle is the phone line can be busy at lunchtimes.

Kevin M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Better than my old overdraft

Way cheaper than the overdraft I was paying on, and the money came through quicker than I expected. Typed the whole thing on my phone during my lunch break and it took maybe ten minutes. Repayments go out automatically so I don't have to think about it.

Claire M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

The speed of the decision

What struck me most was how quickly the decision came through, within the same hour as I applied. I was a bit nervous about borrowing but the staff were calm and clear. Money went into my account the next working day, as promised.

Helen R.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

needed a loan quick for the car

We needed a short term loan to cover the car repair bill when it all went wrong in March, and I'd been using them on and off for years. The application was quick enough, the money landed in my account the next working day, and repayments come out on the date they should. Only thing is the reminder emails arrive a bit late so I always check the app first.

Anne P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.4 people found this helpful

Checked a few lenders first

Compared a handful of lenders before picking this one, mostly because the total cost was clearer on their site. The decision came back quickly and they explained every fee before I signed. Loan arrived the next morning and I've had no problems with the monthly payments since.

Kerry L.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

clear and fair from start to finish

The decision was clear and fair, and I appreciated being told the outcome without any fuss. Funds were in my account by the time the bank opened, which was very welcome. I'd happily use them again should the need arise.

Susan B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

quick and easy, honestly

The money hit my account the same day, which is what I needed for rent. Application was dead easy on my phone and I got a decision in minutes. Would use again.

Mei G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Better rate than the others

Looked at a couple of other lenders before this one, and the rate here was lower than the one I'd been quoted by the first. The approval took a bit longer than the comparison site suggested, around two working days in total. Repayments have been fine since.

Sarah C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Good value if you pay on time

Honestly it does the job and the rate is fair for what it is. The application took a while because they wanted three months of bank statements, and I had to upload them twice. Repayments are simple. Would be a 4 if the uploads worked properly first time.

Matthew G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

The app for repayments

Been a customer a while and I mostly use the app for repayments. It shows the balance clearly and lets you move a payment date if you need to. Set up a standing reminder and it works fine for me.

Kyle W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Needed to tide us over

We needed a bit of help to tide us over until my husband's pension came through, so I applied on the website one afternoon. The form was simple enough and they called to check a few details before approving it. The money arrived promptly and the repayment schedule is set out clearly in the letter they sent.

Carol S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Compared with the bank

Tried my bank first then looked at a few online lenders, and this was the one that gave me a sensible rate. The sign up page asks for a lot of information but it's all reasonable. Got the money a day later than they said it would arrive.

Daniel G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

A bit pricey for what it is

The loan itself was what I needed, but the interest works out more than a couple of other places I looked at. Signing up was fine though, the paperwork came through by email. Money arrived on the day they said.

Brian L.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

compared to a credit card

Compared with using my credit card for the car repair, this loan was a lot cheaper per month, which is why I went for it. First time I've borrowed from them so I wasn't sure what to expect. The process was clear, they sent through the terms before I agreed, and the money arrived the next morning.

Gemma S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

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