Medino

I have borrowed from them three times now and I would not go anywhere else. The process is the same each time, quick and no fuss. When I rang to change my payment date, someone picked up within a minute and sorted it while I was on the line.

I looked at several lenders before going with this one, mainly because they were upfront about the interest. The application was done in one sitting and the offer came through the same afternoon. The money reached my account the next working day and the repayment schedule is exactly as promised.

I used them to borrow enough to replace my boiler, which packed in over the winter. The application asked for the usual payslips and bank details and I uploaded everything in one go. The money arrived the next morning and the installer was paid straight away.

Borrowed for a second hand van for work so I could take on more jobs. Applied on a Sunday night and had the offer by the morning, which I wasn't expecting. Paperwork was just a photo of my licence and a few payslips, nothing weird. Money was in the account before I'd even got the van home, and the first payment is due next month so far so good.

Switched over from my old lender and found this one a lot less fussy. The forms were shorter and the payments are easier to track. I have been a customer a while so the process felt familiar.

Went with them in the end after comparing a few lenders and they came out on top for me. The application took about ten minutes on my phone and I had an answer the same afternoon. Rate was a touch higher than one of the big names but the fees were clearer and nothing sneaky popped up later. The money landed in my account the next working day, which was what I needed.

My car needed a new clutch and I had no savings to fall back on, so I looked for something fast. Signing up was simple and I got a decision before my tea was ready. Money came through the same week.

Went with them because the total cost was clearly shown before I signed anything. Repayments came out on the date I picked, the app shows the balance clearly, and I paid it off early with no extra charge. Did what I needed for the van repair.

I had previously gone through my bank for a small personal loan and it took the best part of three weeks. This was considerably quicker, and the staff who replied to my queries were courteous and clear about what I would be paying each month. The repayments have been taken on the date I was told, which I appreciate.

Before settling on them I compared a few other lenders and the numbers were the deciding factor. Their rate was lower than the two I checked and there was no charge for paying off early. The application took a while because I had to dig out old bank statements, but the team were helpful when I emailed. Repayments have been spot on so far.

Way quicker than the high street place I tried first, which made me wait ages for a callback. This one let me finish the form on my phone during my lunch break. Repayments come out on the right day.

Needed a loan to cover a flat deposit and had no idea where to start. The form walked me through everything and I got an answer quickly. The money turned up in my account the next day.

What got me was how clear the app is about where the money is. You can see the balance, next payment and the total left. Took me two minutes to sign up. Nice one.

I was paying off three credit cards at different rates and wanted one payment each month. I looked at several providers before choosing them, mostly because the total cost was easy to see upfront. Applying was painless and the old cards were cleared within a few days.

I run a small plumbing firm and needed a short term loan to cover materials on a bigger job while waiting for the client to pay. Their application was straightforward for a sole trader and they asked sensible questions about contracts rather than just my credit score. Funds came through the day after approval, which kept the job moving. Good to have a lender who understands how trade work runs.

Borrowed a bit to clear a phone bill that had got out of hand. Fast, the money was in the next day. Had to chase them once because a document upload failed but they replied quickly.

I would certainly recommend a visit to their website before anywhere else if you are considering a small loan for household repairs. The offer was made within the hour and the advisor who took my call explained each fee in plain English. The funds reached my account as promised, and I have had no reason to query anything since.

Took me a bit to find the right page on the site, the menu is a bit hidden. Once I got in it was all clear, I got the money for my car insurance deposit the same week. Only thing is the app notifications arrived late the first time.

First time I've borrowed from a lender online so didn't know what to expect. Application was easy to follow and I got a decision quickly. Took a few extra days for the money to show up which was a bit slow but fine in the end.

Applied on my phone during my lunch break and the decision came through in about ten minutes which was great. Only niggle is the money took a day longer to land than they said it would, so I had to chase it. Otherwise fine for a short loan.