89%Would buy again
The soft eligibility check is what sold me, it told me I'd probably be accepted before any hard search went on my file, which I really appreciated. Once I applied the offer matched what the check said, the APR was clear and the repayment schedule in the app is laid out properly. Nothing to moan about.
Read moreBeen using them on and off for years and this time the money took nearly a week to reach my account, which was not what I'd come to expect. Nobody told me there was a delay until I chased it myself. The loan itself was fine and the monthly payments are as they should be. Service was polite on the phone but I'd like a heads up next time.
Read moreFirst time borrowing so I wasn't sure what to expect. Compared to the offer my bank app gave me this one came out a fair bit cheaper, which is why I went for it. The application was quick and the approval came through the same day. The one niggle was that I had to upload my payslips twice because the first attempt didn't go through, and I got no confirmation it had failed. Otherwise easy enough.
Read moreThe verdict is that it did what it needed to do, though the wait was longer than I expected. My application sat in review for four days before anyone got back to me, and I was asked for a second copy of my bank statement. Once approved the funds arrived promptly. The price was in line with what I'd seen elsewhere.
Compared it with my old high street bank and the process was quicker here, I'll give them that. The application took about twenty minutes online and I had a decision the next morning. The money landed in my account the same afternoon. The only thing that dragged was the document upload, which kept timing out on my phone so I had to do it again from the laptop. Would still use them again.
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