Liquid Tech UK

We needed to cover an unexpected car repair and I compared a few lenders before choosing these. The total cost was lower than the others I looked at, which made the decision easy. The application was done on my phone in about ten minutes. Money arrived the next working day, and the repayment dates suit our pay schedule.

The app is actually well laid out, which is more than I can say for my old lender. Applied on Sunday evening and got an answer Monday morning, with the money in my account by lunchtime. You can see every payment you've made and what's left. Customer chat was fast when I had a question about the due date.

I used the loan to consolidate two credit cards, so I'd already spent a lot of time on the rates and terms. The fixed monthly figure and the length of term were exactly what I'd worked out on a spreadsheet. Funds reached my account on the expected day. The cards were cleared the same week.

The monthly repayment was the lowest we found for the amount we needed, so value was the main thing for us. Set up was simple and the approval came the same day. The money reached our account the day after. Early repayment looks easy enough to do if we want to clear it sooner.

Quick, simple and no nonsense is what I'd say about this. It was my first time borrowing and I was nervous, but the steps were clear and someone explained the interest without making me feel stupid. Approval came through the same day and the money went into my account the next morning. I've set up the direct debit and the repayment dates are right. Good experience for a first loan.

Way better than the payday place I used last year, the rates are lower and the app is actually usable. Got approved in minutes and the money was in my account by the morning. Repayments are easy to track.

Way quicker than going into the high street branch, where I'd have queued for ages. Filled in the form on the sofa and had a yes in under half an hour. First time borrowing, and the money hit my account the next morning.

Took out my third loan with them, the personal loan for a new kitchen. The application is the same as always, quick and clear, and I knew what to expect. Funds were in the account the following day. Repayments continue to come out on time and the statement is easy to download.

We needed to cover a school trip deposit at short notice. I compared the monthly cost against the other options, and the total repayable was fair for what we borrowed. The application took a while because they wanted a couple of payslips uploaded again. Once approved the money came through the next day. Repayments are through a direct debit that I can change.

Would use again, the loan went in same day I applied. Only thing was the ID check took a bit longer than I thought it would, had to send a photo twice cos it blurred.

Approval came through fast, the form took about ten minutes on my phone. They wanted proof of address again though, which held things up a day. Money came through after that, nothing else to flag.

I took out a personal loan to cover the cost of a replacement car engine. The application was straightforward and I was told the decision within the hour. The funds arrived in my bank the following day. Repayments come out on the date I chose, which suits me.

Honestly way quicker than trying my bank, which took forever and then said no. The form on the site was dead simple and I got an answer before my tea was even made. Money was in my account the next morning. Would use again.

I needed a small loan to cover a dental bill and the application itself was fine. However the approval dragged on for nearly three days while they asked for documents I had already sent. When the money did arrive it was a day later than promised. Not the smoothest experience.

Applied on my phone in the lunch break and had an answer before I'd finished my sandwich. Money landed next working day. Only thing, the app kept logging me out when I tried to check my repayment date but it's fine on the laptop.

We needed the money quickly after the boiler went and I'd looked at three or four lenders before picking these. The application took about ten minutes on my phone and I got a yes the same afternoon, which none of the others managed. The money landed in my account the next working day. Repayment schedule was clear from the start and the email reminders have been handy. Happy with how it went.

Got my loan sorted in the evening and the money was in before my payday, which was the whole point. Checked the total cost first and it was fine for what I wanted, though the monthly payments are a bit steep. Interface is easy and there's a chat option if you get stuck.

Filled the form in on my phone during a bus ride and it actually worked, which is rare. Got approved same night and the money was there next morning. Repayments come out on the day I picked, no issues so far.

Compared it to the bank's rate and this was clearly cheaper, which is why I went with it. Booked the loan on my phone during my lunch break. Money turned up the next working day.