Keep Your IP

I borrowed a small amount to have the bathroom refitted and the process was clear enough. My only quibble was that the repayment schedule took a while to come through by post, though it did eventually arrive.

Needed some money fast for my car insurance and this came through quick. Applied at night, got a decision the next morning and the money landed the same day. Easy.

I've been comparing personal loans for years, and this one came out a fair bit dearer than the bank I usually use for the same amount. The application was quick and the money arrived on time. Worth shopping around before you commit.

I looked at my building society first and found their personal loan was a little cheaper, though it took several weeks to arrange. This company was quicker and the paperwork was simpler to follow. The price was not as good as I hoped but I was glad of the speed.

Took out the standard loan through the site last month to cover a new boiler and the money hit my account the next working day. Repayments come out on the same date each month and the app shows exactly what's left. Simple and it did what I needed.

Need cash for a deposit on a flat, so I was in a hurry. Applied from my phone at work, got an answer within the hour and the money came through by five. Repayments are direct debit and the app is easy enough.

Honestly really happy with it. Applied on my phone during my lunch break, got approved and the cash was in my account by the afternoon. Repayments are auto so no faffing about. Would do it again if I needed to.

My car needed urgent repairs and I had no savings to fall back on, so I went looking for a short term loan. I found the application quite straightforward and was grateful for the clear explanation of the costs before I signed. Funds arrived promptly.

I was rather surprised that the papers arrived by email within minutes of my application, and they were laid out so plainly that I didn't need to ring anyone to understand them. I'm not one for online forms but I found it all straightforward, and the money reached my account the following morning. I'd happily deal with them again, and I've already passed the details on to my sister.

I'd been using a credit card for a home project and the interest was eating into everything. This loan worked out cheaper over the term, which surprised me. Applying was quick and the funds came through the next working day.

Got a small loan to cover a phone bill and a few other bits. It's pretty quick to apply and the money came through the next day. The fees are a bit steep but it's sorted now.

Got a loan for a moped I wanted to buy off a mate. Process was alright, took a bit longer than I expected to get approved, like a day, but the money arrived fine. Little annoying that the app kept asking me to verify my ID again.

I needed the money fast because the roof had come in during a storm and the roofer wanted paying before he'd start the job. Filled in the form on my laptop in the evening and had an answer before bed. The payment went straight into my account the next morning, and the roofer was happy. The team on the phone were patient with me when I had questions about the early repayment terms.

Used it to pay my rent after a dodgy month at work. Filled in the form on my phone and the cash showed up in my bank by teatime. Repayments come out monthly, no drama.

Got approved in like ten minutes on my phone while waiting for the bus. Money was in my account by lunchtime, so that was quick. Easy to use, nothing to fill in twice.

I needed a loan to help rebuild my credit after a few missed payments on an old card, and I was worried nobody would lend to me. The application asked lots of questions but the decision was fair and quick. Repayments have been smooth so far, and the app makes it easy to see how much I've paid off, which helped me feel more in control of my money. I'd say this has been a good first step for me.

This was my first time borrowing anything like this so I compared it with a couple of bank overdrafts first. The rate ended up a little higher than the overdraft but the fixed repayments made it easier to budget. The application took about twenty minutes and I had a decision that afternoon.

I would say this has been a thoroughly satisfactory arrangement from start to finish. I applied for a modest loan to help with some dental work and the decision came through within the hour. The staff were courteous when I rang with a question about my repayment dates, and I was pleased to be treated with such patience.

I have borrowed from them three times now so I know the process well and it still works. What stood out this time was the app logging me out every time I tried to check my balance, which was annoying. The loan itself came through fine though.