I Am Bowling

Took out a short loan through the app to cover a boiler repair that needed doing straight away. Filled in the form on a Tuesday evening and had a decision by the morning. The money landed in my account the same afternoon, so the heating was back on before the weekend.

Compared to the payday place I used last year this is miles better. The rate is lower, the application took a few minutes on my phone and I didn't get three follow up calls. Cash landed the next morning and repayment is set for my payday. Easy.

Needed money fast for a gap in my bills. Got approved but the payout was delayed by a day because of a bank check, and nobody told me till I chased. Bit annoying when I'd been told same day. Once it came through it was fine.

I needed a modest sum to see me through a gap between contracts. The application was polite and the questions were fair. Funds came through the next day, though the confirmation email took a while to arrive, which I found a little unsettling at first.

Compared to my bank overdraft this was way cheaper once I'd worked out the actual figures, not gonna lie. Applied on my phone during a lunch break and it was all done in a few minutes. Paid it off early with no hassle from them. Nice one.

Compared to the high street lender I used before, this was a lot quicker and I didn't have to sit on hold for ages. The application took about ten minutes on my laptop and I had a decision the same afternoon. Money landed in my account the next working day. Only niggle was the repayment date options were a bit limited, so I had to ask them to move it by a few days.

Compared a few lenders before going with this one. What stood out was the clear breakdown of the total repayable before you commit, which none of the others were as upfront about. Applying was straightforward and the money came through without any fuss. Only thing I'd flag is that the interest works out a bit more than some of the cheaper options, so it's worth comparing properly first.

Took the lowest total repayable I could find for a small loan to cover a school trip. The application was quick and the money came in the next day. It costs a bit to borrow whichever way you go, but this was the cheapest for me.

Honestly really good. Applied on my phone during my lunch break and the money was in my account by the time I got back to my desk. Repayments come out on the date they say they will, no drama. Quick and easy, that's all I wanted.

Went through the lender site for a short loan and the whole thing was done on the same day. The application asked for a lot of details but nothing unreasonable. Money came through as promised and I'd recommend it to someone who needs cash quick.

Got approved and paid out in the same day, which is exactly what I needed. The forms were simple and no one asked me to ring anyone. A really easy process from start to finish and I'd happily use them again.

The calculator on the homepage showed exactly what I'd pay back each month before I put any details in. I'd never seen a lender do that so clearly. First time borrowing with them and it felt quite open from start to finish.

My car failed its MOT on a Friday and I needed the repair paid before the weekend. Applied through the site, got approved within the hour and the funds were in by the Monday morning. Simple repayment schedule and their emails are clear about what's due.

Honestly the approval took far longer than the site suggested. I was told a decision in minutes and it was closer to two days, with a request for more bank statements I had to dig out. Once they had everything it was fine, but the wait was frustrating when I'd already planned around it.

Way quicker than going to the bank, which I did last time and waited forever. Did it all on my phone in about five minutes. Money came through fast. Done.

I've been borrowing from them on and off for about four years now and the process has never changed much, which I like. Sign in, answer the usual questions, and you get a decision pretty quick. Last time the money was in my account before lunch. Repayments come out on the date they said they would, no surprises, and their emails actually tell you what's happening.

I needed some money to help my son with a dental bill that came up unexpectedly. The application was perfectly clear and the staff who answered my questions were patient. The payment itself was made promptly, though I did find the repayment terms a little steeper than I had hoped.

Took the 3 month loan on the app last month for a bill that came out of nowhere. Signing up was quick enough, just took a bit of ID photo faff. Money hit my account before I'd even finished my tea which was class. Repayments come out on the day they say, no drama. Would use again tbh.

The best bit was the 0% deal on my first order, which I didn't expect. Paid it off early through the app in about two clicks. Quick, and I was on my way within minutes.

I've used a few short term lenders over the years and this one's bank transfer was the fastest I've seen. Application on the site was clear and they asked only for what they needed. Funds were in my account before lunch on the same working day as approval.