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HIT

95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

quicker than the other lender

Way quicker than the other lender I tried, who took forever to reply. Got the decision in a couple of hours on my phone. The only thing is the reference number was hard to find in the email, but once I had it everything was fine.

Samantha P.
1 person found this helpful

needed it for the car

I needed the funds quickly when my car needed urgent repairs and couldn't wait for payday. The application was straightforward and I was kept informed at each stage of the process. Everything was handled courteously and I'm grateful for the help when I needed it most.

Julie F.
0 people found this helpful

App is a bit clunky

Got the loan sorted quick enough and the money came through fast. The app is a bit clunky though, took me a few goes to find where to make a payment. Still, nothing major, I'd use them again.

Kamil V.
1 person found this helpful

Knows the sector

Having worked in lending for a while I'd say this is a solid option for a short term loan. The rate is competitive for the risk band and the decision was quick. The only small gripe is the app logs you out a bit too often, but the actual loan side works fine.

Nathan M.
1 person found this helpful

way quicker than my bank

My bank wanted a week to decide and this lot came back in like an hour. Money was in my account the same afternoon, which was class. Only thing is I got a load of marketing emails after, but no biggie.

Emma H.
1 person found this helpful

the instalment loan

I took out their instalment loan last year to cover a new boiler. The monthly payments come out on the same date every month and I've never had a problem. Long-time customer now, so I think that says enough about how it's run.

Mark G.
1 person found this helpful

Quick and easy loan

Honestly the bit that surprised me most was how fast the money hit my account, like same day after I got approved. The application was a bit long on my phone but once I was through it was really smooth. Would use them again if I needed to, no complaints really.

Arjun G.
0 people found this helpful

Sorted in a day

Honestly they're the most efficient lender I've used. Application took about fifteen minutes and I had an answer the same day. Repayments come out on time and the statements are easy to read.

Tariq B.
1 person found this helpful

First loan and it was fine

The first thing I noticed was how upfront they were about the fees before I even started the application. This was my first time borrowing so I was a bit worried, but the steps were laid out clearly. The money landed quicker than I thought it would.

Sophie A.
1 person found this helpful

Loan done quick

Took out a small loan to cover my phone bill and rent. Got the money in my account the next day, which was spot on. Didn't love that the early repayment page was buried in the menu, but it wasn't a big deal.

Aaron F.
3 people found this helpful

Tried a few first

Went with them after comparing about four other lenders online. This one had the clearest rate and the quickest decision, so it was an easy pick. Took a couple of minutes to upload my payslips but after that it was all done.

Gemma T.
1 person found this helpful

Cheapest total repayment

The total amount I'd repay was the lowest of the lenders I looked at, which is why I went with them. Applying took about ten minutes online and I had the funds in two days. I checked the interest against the other offers twice before I committed, and it still came out best.

Amy D.
0 people found this helpful

needed cash for the garage

I needed the money in a hurry after my van failed its MOT and the garage wanted paying straight away. Looked at three other lenders first and this one gave the clearest terms and the quickest answer. The money came through the next morning and the repayment plan has suited me well.

Adam H.
0 people found this helpful

needed funds for family

I needed a little help to cover my grandson's school trip costs at short notice. The process was courteous and I was told what I'd need to provide right at the start. They were very understanding and I'm pleased with the outcome.

Linda G.
4 people found this helpful

Better than the bank

Compared to my bank's personal loan this was far quicker, I had an answer in minutes rather than waiting a week. I've been a customer a good few years now and they've never let me down. Simple stuff, works for me.

Michael S.
1 person found this helpful

Needed help with bills

I needed to consolidate a few credit cards that were getting out of hand. The application itself took a while because they asked for lots of bank statements, and the decision was slower than I'd hoped. Once approved the paperwork was fine and the money arrived, but the wait was a bit stressful.

Michelle B.
4 people found this helpful

Better than comparison sites

Compared with going through a comparison site, applying direct was quicker and I got a clearer offer. I work in finance so I know my way around loan terms, and their pricing was straightforward to follow. Nothing too exciting, just efficient.

Jonathan T.
3 people found this helpful

The rate was fair

I took out a loan for a caravan repair and the monthly rate was in line with what I'd expected. I've been using them on and off for years and have always had good service. The repayment schedule is simple to follow, and the statements arrive when they should.

Derek H.
2 people found this helpful

Quick approval but the repayment day was fiddly

Applied on a Tuesday evening and had a yes by the next morning, which is about as fast as a short term loan gets in my experience. The money landed the same afternoon. My only niggle is that changing my repayment date through their account page took a few goes and I had to ring to confirm it in the end. Still, I'd use them again for something small.

Dev T.
0 people found this helpful

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About HIT

uk is the main way customers find out what it offers. The company's services and offering are presented online, and customers can read about what HIT provides and how to get in touch through its website. Its customers are individuals and businesses in the United Kingdom who want to use the services that HIT provides.

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