Fortect

Took out a short term loan to tide me over until payday, the interest worked out less than a couple of other lenders I checked. Money arrived the next morning and I paid it off on time with no extra charges.

My boiler packed in over the winter and I needed cash fast, so I signed up for a loan here. The sign up itself was fine but it asked for a lot of documents I had to dig out and scan again. Once approved it was sorted, though the payment schedule took a bit of working out and I had to ring to confirm the first date.

Never borrowed online before so I wasn't sure what to expect. The form took a few minutes, they asked for my payslips and bank statements and I uploaded them straight from my phone. Money came through the day after approval.

I needed the money quickly to pay a dentist's bill that couldn't wait. The process was straightforward enough, but the final rate was a bit more than I'd hoped and I had to ask twice for a copy of the agreement. Got there in the end.

Compared to the other lenders I looked at, this one was more expensive, and I didn't realise until the offer came through. The application itself was quick but I had to wait four days for someone to reply to my email about the terms. Money did eventually come through but it wasn't the smooth experience I'd hoped for.

Compared to my bank's overdraft I went for this first and honestly it was quicker. Filled the form in on a Tuesday evening, got a decision the same day and the money was in my account before lunch the next morning. Repayments come out on the date they said they would, which is more than I can say for my old lender.

I first needed a loan to replace the washing machine, and I've come back to them a few times since for various bits. Repayments are always taken on the right day and the staff on the phone are patient with my questions. Nothing has ever gone wrong that I can recall.

First time using them and the loan itself was fine, money arrived the next working day. The only thing that dragged was the identity check, they wanted a second photo of my passport and it took them about two days to get back to me on it.

I was nervous about doing a loan online for the first time but the application just asked simple questions and I got a decision before I'd even finished my tea. The payment schedule was clear on the screen and the money landed the next morning.

I'd compared this against two other providers before going with them and the rate came out a bit lower than the rest. The application was the same kind of thing, a few pages and a credit check. Money arrived in the account next day, which is what I wanted, though the app is a bit clunky to navigate.

Good for a straightforward personal loan, rates were in line with what I'd seen elsewhere. The application took about ten minutes and the approval came through quicker than I expected. Only thing was the calculator on the site didn't quite match the final figure, but it wasn't far off.

Went with this over the bank because the approval was quicker and I didn't have to visit a branch. Got the money the day after I applied, repaid it through the app without any trouble. I've been with them for a couple of years now and the process hasn't changed much.

I borrowed a small amount to cover a new set of tyres and an MOT. Money landed in my account the next working day, repayments are a fixed amount each month so budgeting is simple. Nothing to grumble about for what it was.

Been a customer for a good few years now, the first thing I always notice is how quick the account log in is on my phone. Used them again last month for a small top up and the money hit my account the same afternoon, which is exactly what I wanted.

Applied for a small loan to cover my phone bill and a few other bits, and got approved within minutes. Money arrived the next day and the repayment dates are clear in the app. Everything was just as it said it would be.

Great, got the money in my account same day, repayments come out on the date they said. Applied on my phone during my lunch break, took about five minutes, no phone calls needed. Would use again if I needed to.

Took a small loan for a few months and got the money fast. Repayments are clear enough. Only small gripe is the interest rate was slightly above what I'd seen on comparison sites.

I required funds to meet an unexpected repair to my roof, and I was advised of the loan options by the website. The application was completed without difficulty, and the funds were placed in my account within two working days. The repayments have been collected as agreed, though the statements could be a little clearer for someone of my vintage.

I used this to spread the cost of a sofa, and the first thing I noticed was how simple the monthly payments were to set up. The loan was paid straight to me so I could order the sofa myself. Repayments have gone out on time every month so far.

I needed a loan to get a replacement car when mine failed its MOT, and I've used this company before for smaller amounts. Approval took a few days longer this time because they wanted an extra proof of income. Otherwise the money arrived fine and repayments have been on time.