Five Surveys

I'd recommend them to anyone who wants a loan without a lot of fuss, and I say that as someone who's wary of borrowing. The agreement was set out sensibly and the repayment dates were exactly what I'd been told. The money came through as promised and I've had no problems since.

I took out a personal loan through them after comparing a few lenders and their rate was the most competitive on the table. The application process was quick, the decision came in the same day, and the funds arrived before the weekend. Repayments are set up by direct debit so there's nothing to think about each month.

Been using them for personal loans for about six years now and they've never let me down. Every time I've applied the decision came through within the hour and the money was in my account the next working day. The online account is simple to check and I've never had to ring them to sort anything out. Would go back to them again.

Short on rent this month so I went for a small loan. Applied on my phone, got a yes in about an hour, money was in by the next day. Paying it off next month.

I borrowed to get the boiler replaced last winter, which was a bit of an emergency. The application was done on the site and I was able to check the figures before agreeing to anything. The money went into my account in good time and the boiler's been running well since.

Needed a loan quick for a train ticket and a deposit. Application was easy enough on my phone but the decision took longer than they said, about two days. Money did come through in the end though so no complaints really.

I'd been with another lender for years and switched after seeing the rate I could get here. The new application was a bit longer but the decision came through on the same day. The interest I'm paying is lower than before and the account is easy to manage online.

What I liked most was the early repayment calculator on the site, which told me exactly how much I'd save by paying off the loan sooner. I used it, paid early, and the figures matched what I'd been shown. It's a small thing but it made me feel in control of the money.

I'm careful with money so I checked the total repayable against two other lenders before signing up. This one came out cheapest and the agreement showed every figure up front. Money arrived quickly and the monthly payments have been taken on the dates shown.

We were behind on a few bills after my wife's hours got cut and needed something to tide us over. I've borrowed from them before and knew roughly what to expect. Application, decision and payment were all straightforward again.

We needed a quick loan to cover the car repair before the MOT and I'd never borrowed from an online lender before so I was nervous. The application took about ten minutes on my phone and they came back with a decision the same afternoon. The money landed in my account the next morning, which was exactly when I needed it, and I've got the repayment dates saved in my calendar now.

Applied for a small loan on a Monday and the approval came through the same afternoon which was great. The money took until Thursday to land in my account though, and I'd half expected it to be quicker given the app said instant. Not a huge deal but worth knowing if you're cutting it fine on a payment date.

Their online account shows exactly what's owed and when, which is the bit I care about with credit. I took a short loan to cover a bigger bill than I'd planned for and the money reached my account the same day. Repayments have gone out on time every month without a single problem.

I'd been quoted a fair bit more by my bank for the same amount, so I compared them first. Signing up with them was quicker and the rate worked out cheaper over the term once I'd added everything up. Money came through the next working day and the repayments come out without me having to remember anything.

I borrowed a small amount through their app to cover a gap before payday, and the whole process ran from my phone. The app showed me the total I'd repay and the dates before I confirmed anything, which I appreciated. The money reached my bank account within a day and I've been paying it back on schedule with no fuss.

I borrowed through their app to cover a deposit on a flat and the whole thing ran from the phone. The app showed my balance and the next payment date clearly, and I could make a repayment early without ringing anyone. Paid it off a couple of months ahead and it was painless.

Compared them with the store card I'd been thinking of using and the loan worked out way cheaper over the same period. Applied on the site, got a yes that afternoon and the money landed next morning. Nothing else to add really, it did the job.

The account dashboard is the bit I use most, with the balance, next payment and history all on one screen. I've been paying my loan down for a while now and it's never been confusing. Early repayment was simple and didn't cost me anything extra.

I compared them against a credit card cash advance and the loan came out a lot cheaper for what I needed. The application asked a few more questions than the others did, but it was still done in one sitting. Interest is easy to see on the agreement before you sign.