First4Lawyers

Checked two other sites before this one and their rate was a bit better. Applied in the lunch break on my phone. Money landed in my account the next day.

Got the offer quickly but then it took them almost three days to reply to my question about early repayment, which was annoying when I wanted to clear it sooner. Once that was answered the process was simple enough. Would probably still use them again.

Compared this against my overdraft and a credit card cash advance and the loan came out cheapest by quite a bit. The application asked me to link my bank account which I was a bit wary of, but the process was quick and the money arrived in a day. Chasing a missing payment reference cost me a phone call to their support line, which took a while to get through.

Excellent value and no nonsense, the rate was lower than what my bank offered and the money landed in my account the next working day. Fair price for what it is.

Was after a small loan to cover a dental bill and wanted to keep the monthly cost low. The rate was sensible for the amount and the total repayable was clear before I signed. Money came through the next working day and the repayments have been easy to fit around the budget.

I'd taken loans before so I knew roughly what to expect, and the rate they gave me was competitive for my credit score. The paperwork was a bit more than I'd have liked, they wanted three months of bank statements and a payslip that I had to send twice because the first scan was blurry. Once that was sorted the money was in my account within a day and repayments are going out without any issues.

Compared about four lenders before going with them and this was the simplest by a mile. The application took me maybe ten minutes on my laptop one evening and I had an answer before I'd even made a cup of tea. The money landed in my account the next working day and I've been paying it back by direct debit without a single bother since.

This was my first time taking out a loan so I didn't know what to expect. The first step was fine but the document check took a few days longer than the site said it would, and I had to chase them with an email. Once approved the money arrived on time and the repayment schedule was clear enough to follow.

My old car finally gave up and I needed to replace it quickly, so I went to them for a loan I'd used before. Used the same login as last time which saved me filling everything in again. Approval was quick, the money came through and the dealer was paid the same day. They've been dealing with me for years and it still feels like they know how to do this properly.

Needed a bit extra to cover the cost of a wedding we'd booked and couldn't wait for payday. Applied one evening and had the money the next afternoon. Got it sorted without any stress.

I've been borrowing from them on and off for about eight years, mostly for home repairs. The boiler replacement loan last spring went through as smoothly as the earlier ones, with the money in my account the day after I signed. They always send a clear statement and I've never had a problem with payments going out. Still my first port of call when I need a bit of extra cash.

Pay it back on time and it's a fair loan, that's the verdict from me. The fixed monthly payment made budgeting easy, and I cleared it a few months early with no penalty. Used them for a van upgrade and the funds came through without any fuss.

Liked that they did a soft check first so my credit file wasn't touched until I said yes to the offer. Took about ten minutes to fill in on my phone. Money came through quick.

I'd been juggling two cards with high rates and wanted to roll them into one personal loan. Their calculator showed me the monthly figure before I applied, which was useful. Approval came the same day and the money went straight to paying off both cards, which they did on my behalf after I confirmed the balances.

Honestly the easiest loan I've ever got, applied on my phone and the money was in my account by the next morning. The app shows exactly what I owe and when, which is handy.

My car needed a new clutch and I didn't have the cash sitting around. Applied on my phone in the evening and got a decision the next morning. Money came through quick, which was what I needed.

Knew the lending market a bit from my job and this was a fair deal next to the usual names. Interest rate was lower than what the high street bank offered me. Application was short and the money turned up within a day.

Never taken out a loan before so I was a bit nervous, but the soft check meant nothing showed on my file until I accepted. The application asked me plain questions and I got the offer within an hour. The money arrived the next working day and the repayment schedule was spelled out clearly in the email, so I knew exactly what I was signing up for.

I was short for the deposit on my first flat and needed it sorted quickly before the landlord moved on. The form asked about my job and income, which felt a bit personal but it was all clear. Got the money a couple of days later and I was able to pay the agent without any drama.