Epowhost

I used them to borrow for a new clutch on my little Fiesta after the garage quoted me more than I had saved. The amount I asked for was approved and paid straight into my bank, which was all I needed. The monthly payment fits my budget and I have not had a single problem so far.

Honestly this was the easiest bit of borrowing I've ever done, and I was nervous as it was my first time. I filled in the form on my phone during my lunch break and had a decision before I'd finished my sandwich. The money arrived the next working day and the repayment dates are shown clearly in the app.

The rate they quoted on the calculator was the same figure I was offered once I'd filled in the full form, which I didn't expect given how many lenders change it at the end. Only niggle is the account login kept logging me out during the bank check, so I had to start the bit over twice. Otherwise sorted, money in account by Thursday.

Needed money for rent by Friday and my bank was being slow so tried these. Applied at 9am on the bus, got an answer by ten and money was in by lunch. Easy, no phone calls, nothing weird. Would use again if I'm stuck.

The app was the best bit, took about ten minutes from start to finish and I had the cash the same afternoon. Had to send in a payslip which was a faff but otherwise sorted. Would use again if I'm in a pinch.

Used to borrow from a payday place that charged way more, so this is much better in comparison. Approved in minutes and cash was in the account by morning. Happy with it.

I needed a bit of cash to cover my daughter's driving lessons and I checked three or four lenders before picking this one. The process was smooth and the approval came quickly. The interest is not the lowest I found, but the total felt fair and the account was easy to manage.

We first needed a loan to get the boiler replaced after ours packed in during a cold snap in January, and I've been coming back to them ever since for the odd top up. I've had four loans with them now and every single one has been simple to apply for, approved the same day and the money landed in my account before the afternoon. Repayments come out on the date they should, no fuss at all.

I compared them with my overdraft at the bank and they came out clearly more expensive for the same few months of borrowing. The application was quick enough and the money came through the next day. I should have checked the total cost before I signed, so I'll look harder next time.

Having used a few lenders over the years, this is one of the more straightforward ones I've dealt with. The online account is easy enough to log into and the repayment schedule is laid out plainly. The only thing I'd flag is the interest rate, which is on the higher side compared with credit union options.

Got approved which was the main thing and the money came through the next day. The app is fine though it kept logging me out every time I opened it on my phone, which got really annoying. Interest seems high but I needed the cash so whatever.

I looked at four or so lenders and this came out best on approval chances and speed. It's a loan so nothing physical to speak of, but the decision came back in a few minutes and the money was in the next day. Worth a look if you're comparing.

Compared with the bank's own personal loan this was quicker and I got a clearer answer on the rate. The money landed in my account the next morning as promised. Nothing to complain about.

I'd like to say the whole process was quick, but the application needed my bank statements sent in and it took the best part of a week to get an answer. Once it was approved the money came through as agreed and the repayments have been taken on the right dates. The support email reply also took a few days, which I found a little slow.

This was my first time borrowing from anywhere online so I wasn't sure what to expect. The form asked for loads of stuff I didn't have to hand and the helpline took a while to pick up. The money did arrive the next working day though, so fair enough.

Took out a loan to pay for an MOT and some brake pads that came in higher than I'd budgeted. The form was simple and the money was in my account within the day. Only minor thing was that the reminder for my first repayment came a day late.

Compared with the last place I borrowed from, the application here was much quicker and the decision came through the same afternoon. The interest is a bit higher than I'd like, which is why I've knocked a point off, but the money came through without any trouble and the repayment dates are clear.

Used the app to get a loan for my car insurance and it was done in about ten minutes, which is what I needed. Money hit my account the same day. Repayments are set up in the app so I don't have to remember anything. Simple.

I first needed a short loan some years back when my husband was poorly and the bills piled up, and I've come back to these people a few times since. Each time the application has been straightforward and they have never once made me feel rushed. The payments come out as agreed and when I rang with a question a kind young woman talked me through it. I'd say they treat customers fairly and I'm grateful for that.