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Direct365

Direct365

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Reviews (19)

Beat the others on speed

Compared with the two other lenders I tried, this one gave me an answer far quicker and didn't put me through a credit check twice. I was sceptical at first but the process was smooth. The money arrived in my account the following morning and the monthly payments have been easy to track.

Liam L.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Quick top up loan

Took out a small loan to pay my car insurance when my card got declined. App is dead simple, filled it in on the bus. Money landed same day, repayments come out on the date they said. Nothing to complain about, would use again if I'm stuck.

Charlie G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Loan for my car repair

Borrowed to cover a new clutch for the car. I compared three lenders and these had the easiest sign up by far. The money went into my current account overnight and I'm paying it back on schedule.

Mohammed F.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Reliable as always

They're reliable and I've used them on and off for years without any real trouble. The application takes a few minutes now that I know the process. Money is always in my account the next morning and I've never had a problem with the repayments coming out.

Andrew P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Clear and straightforward

I'd say this is a good option if you need a loan in a hurry and would rather not go through a long rigmarole. I rang them with a question about the repayment dates and the lady who answered was very patient and explained everything without making me feel silly for asking. The paperwork came through by email and I'd not had to wait on hold long at all, so it was a pleasant experience from start to finish really.

Wendy W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Very helpful when I needed it

I needed a short term loan quite suddenly to cover a repair to my boiler and I was rather worried about the paperwork. The application was straightforward and the team were polite and patient with my questions on the phone. The money reached my account the following working day, which I was grateful for.

Deborah W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Pricier than I'd hoped

Compared with a credit union loan I'd looked at, the cost was noticeably higher, which put me off a bit. Applying was easy enough and the money was in my account quickly. I'd want to shop around more next time before deciding.

Rebecca W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Needed a loan for the car

My car needed new brakes and the garage wanted paying before they'd release it. I took out a loan with them as it seemed simple enough. The application process was clear and I understood the terms, though I did find the repayment dates a little awkward for my pension.

Paul B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Found the rate off putting

I compared a few options first and this one came out more expensive than the rest. The application went through fine but when I tried to change my repayment date the online form kept timing out. I did eventually get it sorted by phone, but it was frustrating and I'm not sure I'd bother again.

Amanda G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

The clear repayment plan

What I liked most was the repayment schedule, it showed every date and amount on one page. I've been a customer a few years now for smaller loans. The service has been steady and the money always arrives on the day they say it will.

Lesley F.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Sensible and well run

I think they're a sensible option if you need a loan in a hurry and don't want to fuss. I borrowed to help my daughter with a deposit and the staff explained everything plainly. The money arrived promptly and the repayments have been taken without any problems so far.

Marion C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Money came quick

Needed cash for my train ticket to a funeral. Applied on the app and got a yes in minutes. Only thing is the rate is pricey but I needed it fast. Money hit my account the same afternoon, which saved me.

Caitlin W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Took longer than I expected

I needed money to pay for urgent dental work and was glad to find an option. The application itself was clear but the checks dragged on for the best part of a week. It was a fair service in the end, though I had to chase them once by phone.

Jacqueline H.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

Easy loan, decent rate

Went for this one over a couple of others and the rate was the best I could find. Only niggle was the app kept logging me out halfway through the form. Once I got in the money came through quick and everything's been fine since.

Evie B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Much easier than my bank

Compared with going to my bank, applying through them was far quicker and I didn't have to sit in a branch waiting. I'd never borrowed from an online lender before so I was nervous. The whole thing took about twenty minutes from start to finish and the repayment schedule was clear.

Nadia H.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.6 people found this helpful

Quick and no fuss

the app showed me the offer straight away, didn't have to wait for anyone to ring back. Took the cash out on a Friday and it was in my account by teatime, just what i needed for the rent. Only thing was the app kept logging me out so i had to re enter my details twice.

Ben P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Middling in the end

Compared a few lenders and this was about average on price, not the cheapest but not the dearest either. The application was fine and the money came through when promised. I'd probably look elsewhere first next time to see if there's something better for the amount.

Michael G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Better than a payday lender

Compared with the payday place I used once before, this was much fairer and the repayments are spread out properly. It was my first time borrowing online so I was a bit wary. Everything was explained clearly and the money turned up the next working day.

Lauren P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Needed a bit of cash

We needed a loan to cover the cost of replacing our washing machine after it died. I'd used them before, so I knew roughly what to expect and the process was familiar. The one small annoyance was that they asked for a document I'd already sent, but it was sorted within a day.

Dean B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

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