Daymade

Never borrowed before so the first application had me worried. The loan figures were laid out clearly before I committed to anything, which took the stress out of it. Money arrived the next morning and the repayment reminders are helpful.

Needed to pay for new brake pads and didn't want to dip into the savings. Had the whole thing done from my phone between jobs. Money arrived the same day and I've been paying it back monthly without any fuss.

I've borrowed from several lenders over the years so I know the market. This one is noticeably more expensive than the comparison sites suggested for my profile, and the total repayable came out higher than I'd budgeted. The process itself was fine and the money arrived promptly, but I'd shop around first.

Been using them for a few years now. The service is reliable and the money always arrives when they say it will. Fees are on the higher side compared with some newer lenders, and I think they could offer better rates to long-standing customers. Still, I haven't had any real problems, and the repayments are easy to manage through the app.

Good option if you already know how loans work. Rate was fair for what I could get elsewhere, the affordability questions were thorough without being annoying, and the repayment schedule showed up in my account view straight away. Paid off early without any fuss or extra charges.

Compared it with my bank overdraft and this was a lot easier to get sorted. No branch visit, just filled in the form on my phone and the cash was there the next day. Feels like a proper service.

Compared this with my bank's personal loan before I applied, and the bank wanted a week and a branch visit. Here I filled in the form at home and had an answer within the hour. The rate was a bit higher than my bank would probably have offered me if I'd waited, but the speed was worth it for me this time. Paperwork was minimal, just ID and a payslip.

My boiler packed in over the weekend and I needed cash for the repair quickly. I'd never borrowed from an online lender before so I was nervous, but the checks were clear and I knew what I was signing up for. Money arrived the next working day.

Needed a bit extra for a rental deposit and couldn't wait for payday. Applied in the evening, had an answer before bed and the money was in my account first thing. Simple.

I've been with this lender for years and the early loans were all fine. This last time the repayment setup went wrong and the payment was taken twice. Getting it sorted took a long time, several calls and a lot of waiting for emails back.

Application on my phone while waiting for the bus. Approved in under five minutes and the money was in by the time I got home. Repayments come out on the date I picked.

Got the loan for a last minute trip to Spain, so the speed mattered most. Application was on the app, took about ten minutes, and the money showed up that evening. The app could be a bit clunkier when you want to check the repayment history, and I had to hunt for it, but otherwise it's been fine and I paid the first instalment on time.

Took out a small top up loan on the app last month to cover my phone bill and it was sorted in like ten minutes. Money landed same day. Only thing was the repayment date was a day earlier than I expected so I had to shuffle things about a bit. Would use again tbh.

Got a small loan to cover a train season ticket and it was super quick. Money came through the same day I applied and I didn't have to chase anyone.

Car needed an MOT repair and I had a bill I couldn't cover from my account. I looked at a couple of other lenders first and this one had the clearest breakdown of what I'd repay. Application was straightforward, though the identity check asked for documents twice and held things up a day. The money came through eventually and the repayments have been smooth since.

Really happy with this one. I applied for a loan to pay for my daughter's school trip deposit and had the money in my account the next working day. The application was all done on my phone in the car park at the nursery. Repayments come out on the date I picked, no issues, and the balance shows up clearly in the app whenever I check it.

I had three credit cards and wanted to bring them into one monthly payment. The loan went through the checks without problems and the consolidation paid off my balances directly within a few days. The monthly figure is lower and the repayment date suits me.

Loved how the money hit my account the same afternoon. Application took about ten minutes on my phone, just a bit annoyed the repayment date isn't flexible so I had to move a payday around. Would use again tbh.

I needed a loan for home repairs and went through the application online, which was clear enough. The rate was reasonable for my circumstances. My only issue is that when I rang with a question about an early repayment it took the team a couple of days to get back to me, though the answer was sensible when it came.

I compared this against my high street bank before going ahead, and the bank wanted several days and a branch visit. Here the whole application was done online and the funds reached my account a lot sooner. The one thing I'd mention is that the rate was a little higher than I'd hoped, though the terms were clearly explained.