CGI Central

I took out a personal loan to clear a credit card balance. The paperwork asked for my last three payslips and bank statements, which took a bit of digging out. Once that was in, approval came through quickly and the funds arrived the next working day. The rate is a touch higher than the big comparison sites suggested, but the process was simple and the monthly payment is easy to manage.

Compared with the bank I used before, this was miles quicker. My old lender made me go into a branch and wait weeks for an answer, whereas here I had a decision the same afternoon. The repayment dates are clear and I've not had a single problem since.

I compared three lenders before going with this one and it came out ahead. The other two wanted a credit check that left a mark on my file, whereas this one used a soft search first. Rates were competitive and the payment schedule suited my pension dates. Happy with it.

I've been a customer for about six years, and compared with the local building society they're a lot less personal. When I rang about changing my payment date it took three days for anyone to ring back, which annoyed me. Money still arrives when it should and the statements are clear, so I'm staying put for now.

Honestly they're the best option I found for car finance and the rate was fair for my credit. Application took about ten minutes on my phone and the money landed in my account two days after signing.

Looked at a few lenders before settling on this one, and the quote was the clearest of them. The loan went through in a day and the money went straight into my current account. Monthly reminders are sent by text, which I found useful.

Needed a loan for a second hand car and wanted the cheapest monthly figure I could get. This came out lowest once I'd compared it with others. Approval was quick and the cash arrived before I'd even booked the car in.

I needed a small loan quickly to cover a deposit on a flat after my last one fell through. Filled in the form on a Sunday evening and had an answer by Monday lunchtime. Money was in my account Tuesday morning, which was exactly what I needed.

I applied for a small loan to help pay for a new boiler, which was a bit of a surprise bill. The online form was straightforward enough, though I had to ring them twice because the system kept asking for a document I'd already uploaded. Once they had everything it was approved the same week and the money went into my account a couple of days later. The repayments come out on the date I picked, which suits me fine.

The repayment calculator on the site is the bit I liked most. I could see exactly what I'd pay each month before applying. The actual account page took a while to load on my phone though, so I ended up using my laptop.