ArgSEO

I needed the money in a hurry after an unexpected bill for the boiler. I'd looked at three other lenders first and most wanted paperwork I couldn't get to quickly. These lot asked for very little and gave me an answer while I was still making a cup of tea. The money was in my account the next morning.

I needed a small loan to cover a school trip payment and wanted to compare before committing. I checked three lenders and this one had the clearest terms. Application took a few minutes and the money landed the same day. Simple and easy.

Used them to cover rent when I was short. Applied on the app at lunch and got a yes before my next break. The money showed up that evening. Fees were a bit more than I'd like but I knew that going in. Would use again if I'm in the same spot.

Compared with the bank I used before, this was much quicker and far less paperwork. I've been using them for a few years now for small loans and they've never once made me feel like a nuisance. The repayments come out on the right date and the app shows me the balance clearly. Only thing is the interest is a bit higher than some comparison sites suggest.

I took out a loan to cover a new set of tyres and a service for the car. The form asked a fair number of questions but was straightforward enough once I got going. The funds came through a little later than I'd hoped, and I had to ring them to chase it up. Once it arrived, all was fine.

The rate was lower than what my bank offered me for the same amount, which is what got me looking at them in the first place. Signed up on my phone in about ten minutes and the money landed the next working day. Repayments come out on the date I picked and the balance is easy to check in the app. Nothing more to it really.

Never borrowed before so I was nervous. The site explained everything in plain English and the decision came back quickly. Money went into my account the next day. Repayments are set up automatically so I don't have to think about them.

Compared with the other app I looked at, this came out a bit cheaper on the total. Signing up was quick and the money arrived the same day. Customer chat was helpful when I had a question about the due date.