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95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

The clear repayment schedule stood out

The first thing I noticed was how clearly the repayment schedule was laid out before I signed anything. I could see every payment, the date and the total I'd pay back, which I hadn't expected from a lender. The application took about ten minutes on my phone and the funds arrived in my bank account the following morning without me needing to chase anyone.

Luke D.
1 person found this helpful

why i needed it

I needed a small loan to cover a dental bill that came out of nowhere, and I wanted something I could pay back in small chunks without it being a nightmare. The repayments are spread over several months which keeps the monthly amount manageable for me. The one thing I'd change is the interest figure, which seemed a bit on the high side next to some rivals.

Imogen C.
1 person found this helpful

Used the instalment plan for the car

I took out the instalment plan to cover new tyres and an MOT repair. It's the third time I've used them, so I know how it works. The payments come out on the date I picked and the app shows what's left. The only annoyance was the phone line, which kept me waiting for a while when I had a query.

Philip V.
3 people found this helpful

needed cash for a car repair

I needed the money for a sudden car repair and my card was maxed out. I looked at a few lenders and this was the one that gave me a clear answer without a credit search that hit my score. The rate was fair compared with the others I checked, and the whole thing was done in a morning.

Mei M.
0 people found this helpful

sensible compared with the alternatives

I compared this with a few other lenders before applying, and it came out well on the total repayable figure. The application was thorough without being tiresome, and I did appreciate that they explained each step. The funds reached my account on the next working day, precisely as stated.

Mark D.
0 people found this helpful

sorted my payment plan quickly

Honestly a solid option if you're after a short term loan and want it done without faff. I've borrowed from them twice now and the process is the same each time, you fill in the form on the site, get a decision the same day and the money lands in my account the next working morning. The repayment reminders by text are handy too, so I never forget a date.

Liam F.
0 people found this helpful

Exactly what I wanted

Exactly what I wanted from a short term instalment loan. Terms are laid out plainly, the calculator matched the final figures and there were no surprise add-ons when the money arrived.

Danielle M.
3 people found this helpful

used it for the car tyres

I used the instalment plan to cover four new tyres for my car, which had become rather urgent after the MOT. I found the process straightforward and the paperwork was not too onerous. Someone on the phone took the time to explain the repayment dates to me, which I appreciated. The money arrived promptly and I have so far met each payment without trouble. I'd recommend them to anyone in a similar position.

Joan P.
0 people found this helpful

the forms were rather long

I was struck by how many forms I had to complete before anything happened, which took a fair while. I do appreciate the care taken, but I did find it tiring. Once approved, the money was paid into my account as promised, though it arrived a day later than I had been told.

Karen M.
3 people found this helpful

The speed of the approval

The approval came through faster than I thought possible, within the hour. I've been a customer for years now and it has never let me down. The funds arrive when they say they will, every time.

Stephen R.
12 people found this helpful

better than the payday place

Way better than the payday place I used before, that one charged me so much in fees. This one was clearer about what I'd pay back from the start, no nasty surprises. Application took five minutes on my phone while waiting for a train and the cash came through quickly. Happy with it so far, paying back on schedule.

Kyle W.
2 people found this helpful

Quicker than the bank app

Compared with my bank's app, which keeps timing me out, this was much quicker to get through. I was done in about ten minutes between lectures. The payment reminders go out a few days before each date, which is handy. Only thing is the email confirmation took a while to come through.

Agnieszka C.
2 people found this helpful

the personal loan through the app

Took out a personal loan through the app to pay for a course. The steps were easy to follow, I uploaded my payslips in a couple of taps and got a yes that evening. Money landed before breakfast and I've been paying it off by direct debit since.

Mason K.
1 person found this helpful

A sound and sensible service

This is a fair and sensible service for a small loan, and I was impressed with how clearly the terms were set out. I did find the online account a little awkward to navigate at first, mind. The money arrived promptly once I'd accepted the offer.

Harjit B.
0 people found this helpful

the instalment loan for the bike

I used the instalment loan to buy a second hand e-bike for commuting. Knowing the exact monthly cost helped me budget properly. The money went to the seller within a day, which was what I needed. For what it cost to borrow, it was good value compared with the store finance deals I looked at.

Liam S.
5 people found this helpful

needed it to cover a deposit

I needed the money to cover a rental deposit at short notice, so timing mattered a lot. I've borrowed from them before, so I knew what to expect from the form. Approval came through that afternoon and the cash was in my account by morning. Simple and no drama.

Matthew W.
3 people found this helpful

much easier than my old bank

Compared to going through my high street bank for a personal loan, this was a far quicker experience. The bank took nearly a week to tell me yes, but here I had an answer while the kettle boiled. Signing the agreement on my phone was simple and the money came through the next day.

Gemma H.
2 people found this helpful

Quick and easy, would use again

Quick and easy, would use again. Applied on my phone in the lunch break, got a decision before I'd finished my sandwich and the money hit my account the next morning. Repayments come out on the date they said they would, no drama. Only thing is you need your bank details ready so have them handy before you start.

Adam W.
0 people found this helpful

Needed it for the boiler

Our boiler packed up in January and we needed the money for a replacement quickly. I've used this company a few times over the years for smaller amounts. The process is still straightforward, although the approval took a little longer this time because they asked for an extra bank statement. Once that was sorted the money was in our account by the next afternoon.

Pauline R.
4 people found this helpful

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About Ledbe

Ledbe is an online retailer based in the United Kingdom that sells LED lighting and related lighting products for homes and workspaces. The range covers lamps, strips, bulbs and fittings aimed at people who want energy-efficient lighting for everyday use and for decorative projects. The company sells through its website, where customers can browse products by type and place orders for delivery to their address.

Ledbe's customers include homeowners, renters and small businesses looking to update their lighting without visiting a physical shop. Customer reviews on the company's product pages and on independent review platforms are where many shoppers look for feedback on build quality and performance before buying.

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Online shopping | Homeware | Electronics

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