Ledbe

The first thing I noticed was how clearly the repayment schedule was laid out before I signed anything. I could see every payment, the date and the total I'd pay back, which I hadn't expected from a lender. The application took about ten minutes on my phone and the funds arrived in my bank account the following morning without me needing to chase anyone.

I needed the money for a sudden car repair and my card was maxed out. I looked at a few lenders and this was the one that gave me a clear answer without a credit search that hit my score. The rate was fair compared with the others I checked, and the whole thing was done in a morning.

I compared this with a few other lenders before applying, and it came out well on the total repayable figure. The application was thorough without being tiresome, and I did appreciate that they explained each step. The funds reached my account on the next working day, precisely as stated.

Exactly what I wanted from a short term instalment loan. Terms are laid out plainly, the calculator matched the final figures and there were no surprise add-ons when the money arrived.

I used the instalment plan to cover four new tyres for my car, which had become rather urgent after the MOT. I found the process straightforward and the paperwork was not too onerous. Someone on the phone took the time to explain the repayment dates to me, which I appreciated. The money arrived promptly and I have so far met each payment without trouble. I'd recommend them to anyone in a similar position.

The approval came through faster than I thought possible, within the hour. I've been a customer for years now and it has never let me down. The funds arrive when they say they will, every time.

Way better than the payday place I used before, that one charged me so much in fees. This one was clearer about what I'd pay back from the start, no nasty surprises. Application took five minutes on my phone while waiting for a train and the cash came through quickly. Happy with it so far, paying back on schedule.

Took out a personal loan through the app to pay for a course. The steps were easy to follow, I uploaded my payslips in a couple of taps and got a yes that evening. Money landed before breakfast and I've been paying it off by direct debit since.

I used the instalment loan to buy a second hand e-bike for commuting. Knowing the exact monthly cost helped me budget properly. The money went to the seller within a day, which was what I needed. For what it cost to borrow, it was good value compared with the store finance deals I looked at.

I needed the money to cover a rental deposit at short notice, so timing mattered a lot. I've borrowed from them before, so I knew what to expect from the form. Approval came through that afternoon and the cash was in my account by morning. Simple and no drama.

Compared to going through my high street bank for a personal loan, this was a far quicker experience. The bank took nearly a week to tell me yes, but here I had an answer while the kettle boiled. Signing the agreement on my phone was simple and the money came through the next day.

Quick and easy, would use again. Applied on my phone in the lunch break, got a decision before I'd finished my sandwich and the money hit my account the next morning. Repayments come out on the date they said they would, no drama. Only thing is you need your bank details ready so have them handy before you start.