95%Would buy again
The first thing I noticed was how clearly the repayment schedule was laid out before I signed anything. I could see every payment, the date and the total I'd pay back, which I hadn't expected from a lender. The application took about ten minutes on my phone and the funds arrived in my bank account the following morning without me needing to chase anyone.
Read moreI was struck by how many forms I had to complete before anything happened, which took a fair while. I do appreciate the care taken, but I did find it tiring. Once approved, the money was paid into my account as promised, though it arrived a day later than I had been told.
Read moreI used the instalment plan to cover four new tyres for my car, which had become rather urgent after the MOT. I found the process straightforward and the paperwork was not too onerous. Someone on the phone took the time to explain the repayment dates to me, which I appreciated. The money arrived promptly and I have so far met each payment without trouble. I'd recommend them to anyone in a similar…
Read moreI needed a small loan to cover a dental bill that came out of nowhere, and I wanted something I could pay back in small chunks without it being a nightmare. The repayments are spread over several months which keeps the monthly amount manageable for me. The one thing I'd change is the interest figure, which seemed a bit on the high side next to some rivals.
I took out the instalment plan to cover new tyres and an MOT repair. It's the third time I've used them, so I know how it works. The payments come out on the date I picked and the app shows what's left. The only annoyance was the phone line, which kept me waiting for a while when I had a query.
Honestly a solid option if you're after a short term loan and want it done without faff. I've borrowed from them twice now and the process is the same each time, you fill in the form on the site, get a decision the same day and the money lands in my account the next working morning. The repayment reminders by text are handy too, so I never forget a date.
Compared with my bank's app, which keeps timing me out, this was much quicker to get through. I was done in about ten minutes between lectures. The payment reminders go out a few days before each date, which is handy. Only thing is the email confirmation took a while to come through.
This is a fair and sensible service for a small loan, and I was impressed with how clearly the terms were set out. I did find the online account a little awkward to navigate at first, mind. The money arrived promptly once I'd accepted the offer.
Our boiler packed up in January and we needed the money for a replacement quickly. I've used this company a few times over the years for smaller amounts. The process is still straightforward, although the approval took a little longer this time because they asked for an extra bank statement. Once that was sorted the money was in our account by the next afternoon.
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Ledbe is an online retailer based in the United Kingdom that sells LED lighting and related lighting products for homes and workspaces. The range covers lamps, strips, bulbs and fittings aimed at people who want energy-efficient lighting for everyday use and for decorative projects. The company sells through its website, where customers can browse products by type and place orders for delivery to their address.
Ledbe's customers include homeowners, renters and small businesses looking to update their lighting without visiting a physical shop. Customer reviews on the company's product pages and on independent review platforms are where many shoppers look for feedback on build quality and performance before buying.
