Insure4Boats

The detail I valued most was the renewal reminder, which came well ahead of the date. Cover on my small motor launch is as expected. There was one small hiccup with my address, but it was corrected promptly.

I bought a policy covering my canoe and trailer, which I use a few times a year on the local river. Compared with the other sites I looked at, the price was a little higher for the trailer cover, though the excess was lower. The documents turned up promptly in my inbox.

I bought a policy for my dinghy last spring, mainly for theft cover while it sits on the trailer at home. The quote process was straightforward and I was asked sensible questions about storage. The cover has been exactly what I was told it would be, and I have had no reason to think otherwise since.

Compared with the usual comparison sites, these came in noticeably cheaper for my 22 foot cruiser with the same cover level. I did have to chase the paperwork once, as it went to a spam folder, and that cost me a day. Otherwise the policy has been fine so far.

I got the outboard engine policy after comparing a few options, and this one was in the middle on price. The quote itself was clear and the policy turned up promptly. The phone wait when I had a question about the excess was a bit longer than I would have liked.

Compared with my old broker, the premium for my narrowboat was about a fifth lower this year for the same cover. I've been a customer a while so I had a fair idea what to expect. Renewal came through without any fuss.

We bought a second hand sailing boat last winter and needed cover in place before launch. The quote took a few minutes and the policy was active the same day we paid. It has done what we needed, with no surprises at renewal.

Compared with the cover I had through my old broker, this one is clearer about what is covered when the boat is on a trailer versus in the water. My old policy never explained that properly and I got caught out once. The renewal process was simple, the documents arrived before the old policy ended, and the quote for my 20 foot sailing boat came in lower than my previous renewal. I have got the cover level I actually wanted.

I bought cover for my outboard engine, mainly because it is worth a fair bit and I keep it in the shed over winter. The price was good compared to what I was quoted elsewhere. The policy came through the same day and the schedule was easy to read.

I would not say the cover itself was bad, but the claim after my outboard was stolen from the garage dragged on for weeks. I was asked for the same receipts more than once and nobody seemed to know where my file had got to. In the end it was paid, though I had hoped for something quicker given what I was paying.

Honestly the best boat insurance I have been through in years, and I have had a few over the decades. The cover for my mooring and the third party liability is exactly what the marina asks for, and the policy documents were clear about what is and isn't included. I rang them once about a valuation query and got a proper answer from someone who knew the difference between a sailing yacht and a motor cruiser. Sorted.

We needed cover for our narrowboat after the old insurer dropped us. Been with them now for about six years and renewed every single year. The documents arrive by email in good time and the renewal reminder comes before it's due, which I appreciate.

I am pleased to say the policy for my little motorboat was sorted without any trouble. The quote was clear, the cover is as described, and the documents came through promptly. I have no complaints at all.

Compared with the cover my bank offered for boats, this is far more specific about what counts as a boat for insurance and what doesn't. I was surprised how much more it covered for the same money. The policy came through without fuss and the cover for my sailing dinghy has been reliable.

Needed cover quickly as I had just bought a second hand cabin cruiser and the marina wouldn't let me in without it. Got a quote on the site and the policy came through the same afternoon. The only thing is the phone line had a long wait, but the email reply was fine.

Honestly it was dead easy to get cover for my little motorboat. Quote, pay, done, and the renewal email is already in my inbox for next year. Only thing I'd change is the way the boat type dropdown works, took me a few goes to find mine.