88%Would buy again
They are a fair option if you want straightforward cover without paying for extras you won't use. The policy wording is clear on what's covered and what isn't, which matters a lot when you're comparing products. Quotes come through quickly and the documents arrive by email straight after. Happy to recommend them to anyone in the same position.
Read moreI checked a comparison site first and this came out a fair bit dearer for what looked like the same cover on my van. I went ahead anyway because I'd used them before, but the price jump at renewal was a bit much. The renewal letter arrived late too, so I had to ring to check the dates. Cover itself is fine, just not the bargain I was expecting.
Read moreI needed home buildings and contents cover after moving house, and a friend suggested I look at them. Their online form was simple enough to complete, though it asked for more detail about the property than I expected. The policy arrived promptly and the renewal reminder came well in advance. Pleasant enough dealings all round, and I'd be happy to renew.
Read moreI bought the gap cover when I got the new car last spring, as the finance company said I'd need it. It's been on the policy a year now and I've not had to use it, but knowing it's there has been a comfort. The renewal went through without any fuss and the paperwork came by post as well as email, which I appreciated.
I'd not bought from them before, so I got the cover for my first car. The quote was reasonable but the policy docs took ages to arrive, and I had to email twice before anyone replied. Once I had them it was all fine and the cover matches what I was quoted. Might stick around if the renewal price stays sensible.
They are a fair option if you want straightforward cover without paying for extras you won't use. The policy wording is clear on what's covered and what isn't, which matters a lot when you're comparing products. Quotes come through quickly and the documents arrive by email straight after. Happy to recommend them to anyone in the same position.
I checked a comparison site first and this came out a fair bit dearer for what looked like the same cover on my van. I went ahead anyway because I'd used them before, but the price jump at renewal was a bit much. The renewal letter arrived late too, so I had to ring to check the dates. Cover itself is fine, just not the bargain I was expecting.
I needed cover quickly after my last car was written off and couldn't afford a gap between policies. They got me sorted the same afternoon, and the gap payout on the claim was processed without me having to chase them. I've been a customer ever since and the renewals have stayed sensible.
Compared with the broker I used before, this was a bit cheaper for the same level of cover on my car, and the renewal reminder came through on time. I've been with them for about six years now and the quote process has got quicker each year. Not much to complain about, though the online form did time out once and I had to start again.
The gap cover on my finance agreement was the thing I was worried about most, and they explained exactly how the payout works against the outstanding balance, which is more than the finance company ever did. I had a total loss last year so I know what to look for in the small print, and the wording here is clear and sensible.
I needed home buildings and contents cover after moving house, and a friend suggested I look at them. Their online form was simple enough to complete, though it asked for more detail about the property than I expected. The policy arrived promptly and the renewal reminder came well in advance. Pleasant enough dealings all round, and I'd be happy to renew.
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Click4GAP is an online insurance broker that sells GAP insurance, which covers the difference between the amount a car insurer pays out after a total loss and the outstanding balance owed on a car finance agreement. The company arranges cover for motorists who have bought or leased a vehicle on finance and want protection against a shortfall if the car is written off or stolen. Policies are arranged through the company's website, where customers can get a quote and manage their cover without visiting a branch.
Click4GAP serves private motorists in the United Kingdom, many of whom have financed a new or used car through a dealer or lender and want to understand what their insurer will and will not cover. The business is known for focusing on a single product area, so its communication centres on explaining how GAP cover works and what it excludes.
