Lotto Social

My car needed a new clutch and I didn't have the money sitting around, so I went looking for a short term loan. I'd compared a few lenders before settling on this one because the eligibility checker was upfront about what I could get. Approval came through quickly and the funds arrived the next working day, which was exactly what I needed.

The app is what got me, it's really clean and you can see exactly how much is left on the loan. Took about five minutes to sign up and the cash landed in my account before lunch. Good stuff, will probably use again.

The best bit was that I could pay the loan off early without any charge, the site worked out the new balance straight away when I put in the extra money. Only thing that bugged me was the card payment page timed out once so I had to start again, but the money showed up on my account the same day.

Compared with my old bank this was far quicker to get an answer from, which I did not expect. I have been a customer for a few years now and the paperwork has always been simple. Money arrived the day after I was accepted, and the reminder texts before each payment are a nice touch.

Compared with the old lender I used to use, this one is quicker to deal with and the statements are easier to read. I've taken out three loans with them over the years and each time the money has landed on the day I was told. Repayments go out without any fuss.

Compared with my bank's personal loan this was much quicker and the rate was a bit lower, which made the decision easy. I'd looked at a few options before this one. Application took twenty minutes and the funds were in my account the next morning.

I signed up for the loan through the website and the terms document was very clear, which I appreciated. The lender sent through a copy by email the same day and the funds arrived as promised. I would say the whole process was courteous and sensible.

I work in financial services so I know roughly what to expect from a lender, and the rate here is reasonable for the risk. The thing that stood out was how long the identity checks took, a couple of days of back and forth with them asking for the same bank statement twice. Once that was sorted the money went in quickly and the schedule is easy to follow. A bit frustrating but not a dealbreaker.

Compared with the big comparison sites this one shows the real cost of borrowing much more plainly, so I could see straight away what I'd pay back. I work in finance so I know to check the APR and the fees, and both were stated up front. The loan was paid into my account the next working day and the repayment setup was painless.

The eligibility checker was the first thing I noticed, it told me what I could borrow before I did a full application so my credit file wasn't touched. Application took about ten minutes on my phone, money hit my account the next working day. Only niggle was the app asked me to re-upload a payslip twice because the photo was a bit blurry, which was annoying but fine once it went through.

I needed to borrow for my first flat deposit so I was nervous about the whole thing. Signing up was simple and the calculator showed me exactly what the monthly payment would be. The money took a bit longer than I thought, about three working days, but it did come through.

I took out a personal loan to consolidate a couple of credit cards. I looked at three or four other companies first and this one had the clearest breakdown of total repayable, which mattered to me. Signed up online, uploaded my payslips and the money was in my account by Thursday. Happy with it.

The eligibility checker on the site is the bit I'd pick out, it gave me a fair idea of what I could borrow without a hard credit search. I know a fair bit about lending from my job so I was checking the APR closely. Everything matched what I was quoted and the funds arrived on time.

Sound lender, and the terms are laid out clearly so there are no surprises. I've worked in the credit industry for years and I rate them for transparency. Money came through promptly and the repayments are set up automatically.

Needed a bit of extra cash for rent after my hours got cut, and a mate said to check this out. Filled the form in on the bus and was approved before I got home. The money was in by the next day, so I can't complain.

I'd happily use them again, they were quick to reply when I phoned and the terms were laid out plainly. Only small quibble was the call took a while to connect.

Booked a call back for the loan on my lunch break and they rang me right on time. Got the funds the same afternoon after signing off the agreement on my phone. Sorted in an hour, basically.

This is a fair loan provider and the application is straightforward. I've borrowed from a few lenders over the years and the way they show the repayment schedule before you commit is better than most. Funds came through the same day I was approved, and the early repayment option was easy to find in the account area.

Needed to cover a bill that was due and this was the fastest I could find. Got approved within the hour and the money came the next morning. Interest is on the high side but it did the job.

Borrowing a small amount for a new boiler, I wanted to keep the cost down and this came out cheapest of what I looked at. The application was short and nothing was hidden in the small print. Money arrived the next day which was ideal.