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95%Would buy again

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This score is based on 20 real reviews

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Reviews (20)

Needed cash for the car

My car needed a new clutch and I didn't have the money sitting around, so I went looking for a short term loan. I'd compared a few lenders before settling on this one because the eligibility checker was upfront about what I could get. Approval came through quickly and the funds arrived the next working day, which was exactly what I needed.

Gemma L.
1 person found this helpful

app is actually decent

The app is what got me, it's really clean and you can see exactly how much is left on the loan. Took about five minutes to sign up and the cash landed in my account before lunch. Good stuff, will probably use again.

Kieran M.
0 people found this helpful

Better than my old bank

Compared with my old bank this was far quicker to get an answer from, which I did not expect. I have been a customer for a few years now and the paperwork has always been simple. Money arrived the day after I was accepted, and the reminder texts before each payment are a nice touch.

Patricia B.
1 person found this helpful

used them for years

Compared with the old lender I used to use, this one is quicker to deal with and the statements are easier to read. I've taken out three loans with them over the years and each time the money has landed on the day I was told. Repayments go out without any fuss.

Anthony M.
6 people found this helpful

Better than the bank

Compared with my bank's personal loan this was much quicker and the rate was a bit lower, which made the decision easy. I'd looked at a few options before this one. Application took twenty minutes and the funds were in my account the next morning.

Samantha B.
1 person found this helpful

the loan documents

I signed up for the loan through the website and the terms document was very clear, which I appreciated. The lender sent through a copy by email the same day and the funds arrived as promised. I would say the whole process was courteous and sensible.

Janet M.
2 people found this helpful

Better than the usual price comparison

Compared with the big comparison sites this one shows the real cost of borrowing much more plainly, so I could see straight away what I'd pay back. I work in finance so I know to check the APR and the fees, and both were stated up front. The loan was paid into my account the next working day and the repayment setup was painless.

Samantha K.
2 people found this helpful

Took out a personal loan

I took out a personal loan to consolidate a couple of credit cards. I looked at three or four other companies first and this one had the clearest breakdown of total repayable, which mattered to me. Signed up online, uploaded my payslips and the money was in my account by Thursday. Happy with it.

Jordan Y.
3 people found this helpful

The eligibility checker

The eligibility checker on the site is the bit I'd pick out, it gave me a fair idea of what I could borrow without a hard credit search. I know a fair bit about lending from my job so I was checking the APR closely. Everything matched what I was quoted and the funds arrived on time.

Simran K.
12 people found this helpful

sound lender, clear terms

Sound lender, and the terms are laid out clearly so there are no surprises. I've worked in the credit industry for years and I rate them for transparency. Money came through promptly and the repayments are set up automatically.

Craig F.
1 person found this helpful

needed it for rent

Needed a bit of extra cash for rent after my hours got cut, and a mate said to check this out. Filled the form in on the bus and was approved before I got home. The money was in by the next day, so I can't complain.

Harry K.
0 people found this helpful

Booked a loan call back

Booked a call back for the loan on my lunch break and they rang me right on time. Got the funds the same afternoon after signing off the agreement on my phone. Sorted in an hour, basically.

Jack W.
1 person found this helpful

Clear and fair from start to finish

This is a fair loan provider and the application is straightforward. I've borrowed from a few lenders over the years and the way they show the repayment schedule before you commit is better than most. Funds came through the same day I was approved, and the early repayment option was easy to find in the account area.

Amanda B.
5 people found this helpful

sensible rates for a small loan

Borrowing a small amount for a new boiler, I wanted to keep the cost down and this came out cheapest of what I looked at. The application was short and nothing was hidden in the small print. Money arrived the next day which was ideal.

Gillian S.
1 person found this helpful

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About Lotto Social

Lotto Social is a UK-facing brand associated with lottery and social betting-style play, offering players a way to take part in lottery draws and group entries online. The site is built around shared entries, so friends and groups can pool their picks and follow results together in one place. Customers are people who play the national lottery and similar draws and want a social element to their participation.

The service operates online through its website, with no physical shops, and players manage their entries and account from a web browser. Lotto Social is known for making group play simple, though readers should check the website directly for current terms and the full range of games on offer.

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