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Whitecloud.capital

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100%Would buy again

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This score is based on 19 real reviews

Reviews (19)

needed a bridge until payday

I needed a short bridge to cover a gap in my income until my contract started, and I'd compared a few quick lenders before settling on this one. The cost was the lowest of the ones I checked and the terms were laid out plainly. Application took about fifteen minutes and the money landed the following morning, which was exactly what I needed.

Pauline W.
0 people found this helpful

needed a quick fix for the car

My car needed a new clutch and the garage wanted paying up front, so I needed some cash fast. I wanted something without a big fee on top, and the rate they quoted was fair for the amount. The money went into my account the next working day and I've been paying it off on schedule. Good value for what I needed.

Deji M.
0 people found this helpful

My first personal loan

I was rather apprehensive about taking out my first personal loan, but I did my research and chose this company. The application was clear and the staff on the phone were patient with my questions. The funds were in my account within two days and I have been paying off the balance without any trouble.

Helen P.
0 people found this helpful

Credit check was a soft one

The eligibility check didn't leave a hard search on my file, which mattered to me as I was comparing a few options. Approval came back within the hour. Repayment dates are easy to change in the app.

Hannah L.
1 person found this helpful

Better than the bank

Compared with what my bank offered, this came out clearly cheaper for the same sum over the same term. I've been a customer a few years now and the statements and reminders have always been on time. The money arrives when they say it will.

Gareth L.
1 person found this helpful

the fixed term loan

I took out their fixed term loan to cover a new boiler after ours packed in over winter. The application was simple and I got an answer within the hour. The money arrived the next morning and the monthly payments have come out without a problem. Very relieved it was that straightforward.

Lauren T.
1 person found this helpful

Got my laptop loan sorted

Got the loan for my new laptop for uni and it was honestly easy. Applied on my phone in bed and the money was there the next day. Payments are easy to set up in the app.

Freya M.
2 people found this helpful

Best of the ones I tried

Out of the three I compared this was the one that gave me the clearest terms and the lowest total cost. Signing up took a few minutes and the cash arrived the next working day. Repayments have been spot on since.

Joshua W.
0 people found this helpful

cheap for what it is

Went with them because the total repaid came out lowest of the ones I checked. Plenty of value for a small loan and no sneaky fees I could see. Would use again.

Julie W.
4 people found this helpful

The money landed same day

Honestly the money hit my account the same afternoon I got approved, which is what sold me on them years back. I've borrowed from them three times now and the app is always where I left it. Repayments come out on time.

Sam T.
0 people found this helpful

Cheaper than the high street

Compared with a high street lender I looked at, the total cost works out noticeably lower over the term. I checked the figures twice before signing. The cash came through fast and the repayments are straightforward to track in the app. Nothing to complain about for the price.

Gareth C.
4 people found this helpful

Really glad i went with them

I'd say these are a good choice if you need a short term loan and want it sorted quickly. I'd never borrowed before so was nervous, but the application took about ten minutes on my phone. They explained each step as it happened and the cash landed the same week. Would use them again without a second thought.

Georgia M.
6 people found this helpful

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About Whitecloud.capital

capital is a UK-facing finance company whose website sets out its financial services and investment-related offerings for individuals and businesses. The site presents the company as an online-first business, with its services accessed through the website rather than through a network of physical branches.

Customers are directed to the website to find out about the company's products, eligibility and how to get in touch. Readers who want to understand the terms and risks of any product are encouraged to review the disclosures on the site before deciding.

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Finance | Investing | Speculation

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