100%Would buy again
I needed a short bridge to cover a gap in my income until my contract started, and I'd compared a few quick lenders before settling on this one. The cost was the lowest of the ones I checked and the terms were laid out plainly. Application took about fifteen minutes and the money landed the following morning, which was exactly what I needed.
Read moreThe loan itself was fine and the rate matched what the calculator showed me. My problem was the application got stuck on a document check and I had to wait close to three days for anyone to reply to my message. Once someone picked it up the money came through the next morning. It was a bit of a faff to be honest, but I'd take the loan again if I needed it.
Read moreWe needed the money for urgent roof repairs after a storm, so the speed mattered most to us. The application was sensible enough and the decision came back the same afternoon. The sum went into our account two days later, though the rate was a fair bit above what I'd hoped for. The repayments have been taken on time and the statements are clear, which I appreciate.
Read moreCompared with a lender I'd used before, the process here is a bit more fiddly with the paperwork but the rate was slightly better. The money came through in a day or so and the monthly payments have been reliable. Not much more to say really.
The app is the best bit, you can see your balance and make a payment in seconds. Took a day longer than I thought for the money to clear but they did say it could take that long. Easy enough otherwise.
I'd looked at three other lenders before picking this one, mainly because the monthly figure was lower. Application went smoothly and the money came through the next working day. Had one small query about a payment date which took a day to get answered, but otherwise good.
I set up the automatic repayments straight after the loan came through and it's been fine. Took a little longer than expected to link my bank account but it sorted itself out. Good value for the rate I got, and the app makes it easy to check what's left.
Needed a small loan for a flight and they gave me one quick. The app is clean and easy to use. Only thing is the interest is a bit higher than I'd like but it's fine for what it is. Would probably use again.
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capital is a UK-facing finance company whose website sets out its financial services and investment-related offerings for individuals and businesses. The site presents the company as an online-first business, with its services accessed through the website rather than through a network of physical branches.
Customers are directed to the website to find out about the company's products, eligibility and how to get in touch. Readers who want to understand the terms and risks of any product are encouraged to review the disclosures on the site before deciding.
