89%Would buy again
Signed up on the app during my lunch break and had the account open before I'd finished my sandwich. Verification asked for a selfie and a passport photo which took a minute but was fine. Money moved between my pots instantly and I've used it three times this week already. Brilliant for a quick job.
Read moreHonestly not great. Signed up, got stuck on the ID check for ages and had to send the same photo twice. Once I got in the app is alright but the start was a nightmare.
Read moreI've had the savings account with them for over ten years and it's never let me down. The interest is paid monthly into my current account and I've never had to chase anything. When I needed to move a larger sum for a house repair the transfer went through in a day, and the support line answered first time when I had a question about the statement. I'd say it's the most reliable money I've got.
Read moreThe transfer itself was fine and reached my daughter in Spain on time. The thing is the fee was more than I'd expected once I added in the exchange margin, and I'd have paid less with the other provider I looked at. It's OK but I'll probably compare again next time.
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Lightyear is a financial technology company that offers a multi-currency account, a debit card and a platform for investing in funds and shares. Customers can hold, convert and send money in a range of currencies, with the app serving as the main point of access to the service. The company is authorised by the Financial Conduct Authority and operates primarily online, with its services delivered through its mobile app and web platform.
Lightyear is aimed at individuals who want to manage international payments and build investment portfolios without relying on traditional banking arrangements. Its investment offering centres on low-cost access to European and US markets, with the company positioning itself around transparency in fees and currency conversion.
