89%Would buy again
I picked up a fixed rate saver for my emergency pot. I'd compared a few options first and this one beat the others on rate and the terms were easy to read. Setting it up took a bit of paperwork but the money has been paying out exactly as stated since.
Read moreThe app kept logging me out every few minutes which was really annoying when I was trying to move money. I rang the helpline and waited about twenty minutes before anyone picked up. Sorted in the end but it was a real faff.
Read moreFirst time I'd ever opened an account with an online only bank so I was a bit nervous. What stood out straight away was the clear step by step on the app, it told me exactly what to do next. My debit card turned up in four days and the account was usable the same afternoon I verified my details. Support chat answered my daft questions quickly too.
Read moreI'd used these people for years and I know how they work, so the transfer I set up was a surprise. It took three working days to land when I expected it sooner. The account itself is still fine but that one delay annoyed me.
I needed a small loan to cover some repairs and I was keen to get it sorted. The application asked for the same documents more than once and it took about two weeks to get a decision. Once approved the money came through without trouble, but the wait was longer than I would have liked.
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Fineco Bank is an Italian online bank that operates across Europe and is part of the Fineco Group, which has its roots in Italy's financial services sector. The bank offers current accounts, savings, mortgages, personal loans and a broad range of investment products, with its main strength being online trading and brokerage for retail investors. Customers can manage their money, invest in shares, funds, bonds and exchange-traded funds through its web and mobile platforms, with the service built around digital access rather than a branch network.
Fineco has built its reputation on low-cost dealing and a platform aimed at self-directed investors who want direct access to global markets. Its customer base is largely made up of individuals who are comfortable managing their finances online and who value transparent fees and a straightforward banking relationship.
