95%Would buy again
Honestly the best bit is that it pulls transactions from all three of my accounts into one view, which is what I wanted. I've used a couple of budgeting apps over the years and this one categorises things more sensibly than most. Bills show up a few days before they come out so I'm not caught out, which saves me a lot of stress.
Read moreIts alright for day to day stuff. Had a payment bounce on me and it took the support chat a couple of days to actually reply, which was annoying when rent was due. Sorted in the end but I'd have liked it quicker.
Read moreCompared to my old bank app this is miles quicker to get a loan sorted, I applied on the bus and had an answer before I got off. Money landed the next working day. Only thing is you need your payslips uploaded as photos which was a faff on my phone but that's on me really.
Read moreIts alright for day to day stuff. Had a payment bounce on me and it took the support chat a couple of days to actually reply, which was annoying when rent was due. Sorted in the end but I'd have liked it quicker.
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Emma is a UK personal finance app that connects to a user's bank accounts and credit cards to show spending, bills and subscriptions in one place. It categorises transactions automatically and lets users set budgets, track savings goals and receive alerts when spending moves outside those limits. The app is designed for individuals who want a clearer picture of where their money goes without manually entering every payment.
Emma is delivered entirely through a mobile app for iOS and Android, with no physical branches or shops involved. Its features include a debt payoff planner, a view of upcoming direct debits and an overview of net worth across linked accounts.
