94%Would buy again
I picked a loan to combine three credit cards into one payment, and I compared four different providers before deciding. The application took about fifteen minutes and the decision was clear. The loan was paid out to the cards directly, which saved me chasing it myself. The lower monthly figure has made a real difference to our budget, and the statements are easy to read.
Read moreThe interest rate was the first thing I noticed, and it was higher than I had hoped, though the representative figure was shown clearly before I agreed. The process itself went smoothly enough once I had submitted my details. The money arrived a day later than they had indicated, which was a little frustrating, but the repayments have gone out correctly so far.
Read moreWe took out a loan to pay for the kitchen refit and I had been putting off borrowing for ages. The application was easy enough to complete and the staff were courteous when I rang with a question about the paperwork. The money arrived as expected. My only quibble is that the monthly figure is a little higher than I had worked out from the initial quote, so I did have to rework the household…
Read moreCompared it with two other lenders I found and this was quicker to apply for, with fewer questions to fill in. The repayment bit was a little dearer per month than one of the others, though the total was in the same ballpark. Paperwork came through fine and the money arrived when they said it would.
We took out a loan to pay for the kitchen refit and I had been putting off borrowing for ages. The application was easy enough to complete and the staff were courteous when I rang with a question about the paperwork. The money arrived as expected. My only quibble is that the monthly figure is a little higher than I had worked out from the initial quote, so I did have to rework the household budget.
Compared it with the big high street bank website first and this was a fair bit cheaper for the same loan amount. Applied on a Tuesday evening, got an answer by the Thursday and the money landed in my account the following Monday. Repayments come out on the date they said they would. Only thing is the phone line was closed when I wanted to ask a question, so I had to wait for an email reply.
The app is the best bit, you can see exactly what you owe and when. Money came through the next day which was fine. Took a bit longer than I thought to upload my ID though.
Took out a loan with them for the car repair and it was the third time I have used them over the years. The application took about ten minutes on my laptop and the decision came back quickly. Money arrived the same afternoon. Customer service has always been polite when I have rung up, though the wait on hold was a bit long this time round.
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The service is accessed through its website, where content is organised by lunar phase so that readers can follow the cycle over time. It is aimed at individuals with an interest in astrology, lunar living and personal reflection rather than at a specific trade or sector.
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