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95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

Really quick and easy

Would use them again, the whole thing took about ten minutes on my phone in the queue for coffee. Money was in my account the next morning and the repayments come out on the day I asked for, which is all I wanted.

Hannah T.
0 people found this helpful

A sound and sensible service

I would call this a sound and sensible lender for a modest sum. The application was thorough without being intrusive, and the decision was communicated in writing as promised. Funds were credited to my account within the stated timeframe. The customer letters are clear and the repayment dates have been dependable.

Neil D.
3 people found this helpful

sensible terms and quick payout

The fixed term on this loan suited me because I know exactly what I'm paying back each month. Interest is lower than the credit card I was looking at, and the early repayment rules are fair. Approval came through quickly once my documents were uploaded.

Stephanie P.
2 people found this helpful

First time borrowing

I needed a loan to get a new boiler fitted after ours packed in over winter, and this was my first time borrowing from a lender like this. I wasn't sure what to expect so I read through the terms twice. The application was simple enough and the decision came back within the hour. The payment was made to the engineer the day after approval, which saved me chasing anyone. The repayment dates have matched what was promised so far.

Matthew H.
1 person found this helpful

Quick and simple loan

Took out a short term loan on my phone during my lunch break and the money was in my account the next morning. Application took about ten minutes, they asked for my payslips and bank details and that was it. Repayment dates are clear in the app so I don't have to think about it.

Thomas M.
2 people found this helpful

best rate i could find

Got a quote for a consolidation loan and the total cost came out lower than the three others I checked. Account set up was quick and the funds cleared the next day. The payment schedule is clear and there are no surprises in the monthly letters.

Rachel H.
0 people found this helpful

Way quicker than my old bank

Compared to my bank's overdraft process this was miles quicker, I applied on my phone in bed and had an answer before I got up. Money showed up the next working day. Repayments are set up in the app so I don't have to think about them.

Amira M.
1 person found this helpful

way better than the other one

Last time I went with a different lender and the sign up took forever. This was much quicker, I had a decision on my phone before my lunch break was over. Repayments come out on the right day every month.

Poppy H.
1 person found this helpful

Clear and reasonable

I was rather pleased with how it compared to the bank I usually deal with, where the process is slower and more fiddly. The forms were laid out sensibly and I was able to complete them without ringing anyone. The money arrived when it said it would. I have no complaints at all.

Christine S.
1 person found this helpful

quick and no fuss

Really simple to sign up and I didn't have to ring anyone. Got a message on my phone saying the cash was on its way and it turned up before my lunch. Repayments have gone out on time so far.

Sophie S.
1 person found this helpful

used them for years

I have been a customer for a good number of years now, and the process has barely changed in that time. Taking out a loan with them is straightforward and the money turns up quickly. Repayments come out as arranged each month.

Keith F.
0 people found this helpful

Checked the rate against three others

Went with the fixed rate option after comparing it with three other providers, and the total repayable came out lowest here. The application asked the right questions about income and outgoings without being tedious. Funds reached my account the next working day as stated. The statements show exactly where each payment went.

Ryan C.
1 person found this helpful

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About Ruskin

com. The business is known for its service offering, and customers approach it directly through its online channels. Its range and operating details are set out on its website, which is where people can find current information about what it provides.

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