Oathome

Compared with my old provider, signing up here was far less of a faff. The old one wanted a form in the post and a call back, this was all done online in one go. The cover was about the same price and the documents arrived within the hour. I like being able to see everything in one place.

My car insurance was up in two days and I needed something sorted before then. Got through the quote form in about ten minutes on my phone, the cover was clear and the policy documents landed in my inbox straight away. Price was a bit higher than my renewal from last year but the cover is better so fair enough. The renewal reminder emails are a bit much though, I get three a week. Would go with them again.

The repayment calculator on the site was the first thing that made me pick them. I'd looked at three other lenders and this one showed the monthly figure up front before I had to hand over any details. The money arrived on the day they said it would.

I took out the lifetime pet cover after comparing four or five providers, and this was the one that didn't have a long list of exclusions buried in the small print. When my spaniel needed an op last month I sent the vet invoice through the app and had the payment within a week. Happy with it.

Took out a short term loan on my phone during my lunch break and it was sorted before I'd finished my sandwich. Repayments come out on the right day and I've had no problems so far.

Compared them to my bank overdraft and this was far quicker to set up. The application took about fifteen minutes on my phone and I had a decision before I finished my tea. No branch visit, no waiting for a letter. Money arrived the same day.

Got a small loan through the site last week for a phone bill I forgot about. Took about ten minutes on my phone and the money was in my account the next morning, no faff.

I needed a home insurance policy that wouldn't cost the earth, and this was good value for what it covered. The sign up took about fifteen minutes and the policy documents arrived by email straight after. The cover includes the things I wanted without paying extra for add ons. Sorted.

I am glad to say the policy has done exactly what I needed it to do. I took out the home cover last spring and the paperwork was clear and courteous throughout. When I made a claim for a burst pipe the handler was patient and the payment came through within the week. I would not hesitate to recommend them to a friend.

Needed to borrow a bit to cover a bill that landed early. Applied on my phone during my lunch break and it was done before I got back to my desk. Money went in the same day.

Compared to my bank this was miles quicker, the bank wanted me in a branch and this just needed a selfie and a few bank statements. Approved in about twenty minutes and the cash hit my account the same evening. Repayments come out on the right date each month. Nothing to complain about really.

The policy document lays out the excess and what's covered really clearly, which I appreciated since I've read plenty of these over the years. I've been with them for a while and renewal went through without any fuss.

This was my first time getting a loan so I wasn't sure what to expect. I used the site to apply for a personal loan for my car repairs and it asked for my payslips and bank details, which was fine. The approval came through the same day and the money was in my account by the next morning. The repayment schedule showed up clearly in my app, so I always know what's due next month.

I've held a few policies over the years and this one's the most straightforward I've had. The cover includes a courtesy car, which is the bit I'd been worried about, and it was in the policy wording rather than an add on I had to pay extra for.