Emoov

I had used a credit card to cover a sofa purchase before, and this loan is far cheaper per month than paying the card off over time. Signup took a bit longer than I expected but the sum was clear from the start. The money came through without any fuss.

Got a loan through them to cover a deposit on a flat. Quick signup on my phone, just my details and a bank link. Money arrived the next morning. Easy.

Never borrowed before so I was nervous, but the whole thing was done on my phone in about ten minutes. Approval came quick and the money was in my bank that evening.

I compared this with a couple of high street banks before deciding, and the process here was a good deal simpler. There was less paperwork and I was kept informed at each stage. The repayments are easy to manage and the account is well laid out.

Need money fast and this did the job. Applied at lunchtime on the site, approved before I got back to my desk, and the cash was in my account by the time I finished work. Repayments set up themselves. No problems so far.

Did the whole thing on my phone during my lunch break, the form took about five minutes. Approval came through while I was still at my desk. Money was in my account the next morning, which is all I needed.

I had looked at a few other lenders first, and this one came out ahead on speed. The rate was about what the others quoted. The whole thing from application to money in my account took less than a day.

The soft credit check at the start doesn't leave a mark on your file, which I know because I've applied for these things before and got burned by hard checks. Offer came back in under a minute and the repayment schedule was laid out clearly before I accepted. Money landed the same afternoon.

We needed a bit of help to get the new roof done and I have used them on and off for years now. Same as before, the application was simple and the money turned up on time. I have never had a problem with the repayments.