Percy and Reed

Took out a loan for a new washing machine and the total cost was clear from the start. The monthly payments are exactly what the quote said. No nasty surprises at the end, and the interest works out lower than the store credit I was offered.

Found this loan cheaper than anything else I could find, and the monthly amount suited my budget. The application was straightforward and I had a decision within the hour. Paid off the balance early without any penalty.

used their loan to clear the rest of my phone bill so i could switch networks. applied on the app at like midnight and it was approved by the morning. money hit my account before lunch. repayments are coming out on the right day so far.

I would call this a sensible option for a small loan, and the paperwork was clear enough for someone like me. The approval took a day longer than they had said it would, which was a little frustrating. Once approved, the funds came through and the repayments are easy to manage.

We needed to cover the cost of a wedding venue deposit at short notice, so a quick loan was essential. The application was short and the approval came through the same day. Payments can be made online and the schedule is easy to follow, so the budget feels manageable.

Got the credit card last month to start building my credit history. Applied on my phone during my lunch break and it took about ten minutes. Card arrived quick and the app shows everything nicely.

Took out my first ever loan with this lot for a laptop I needed for uni. The application was simple and I could see the repayment schedule straight away. Money arrived the next working day, which was great.

Compared with the personal loan my bank offered me last year, this was far quicker and the rate was lower. I have now borrowed from them three times and the process has never changed much, which I like. The repayments come out on the same date each month and the account page is easy to check.

I have used this company for a few loans over the years, and this time the application took noticeably longer than before. Their system asked me to upload documents twice, and it was almost a week before anyone got back to me about a query. Once the loan was approved the money came through as promised, and the rate was reasonable.

Compared with the bank loan I had before, this one cost a little more each month, though the process was far less of a palaver. The online forms were clear and the decision came quickly. My only complaint is the interest rate, which is higher than I would have liked, but the terms were laid out honestly.

I would say this is a sound choice for a personal loan, and I am glad I went with it. The application was a little longer than I expected because they asked for three months of payslips, but the decision itself was fair. Customer service was courteous when I phoned about changing my repayment date, though I did wait around twenty minutes on hold.

Needed money fast for a deposit on a flat and this sorted it in a day. Filled it in on my phone between meetings. Money hit my account the next morning, no problems.

Went through the credit check and the figures matched what I had quoted. Approval came back fast and the funds landed the next working day. Repayments set up by direct debit with no fuss, so I would use it again.

Took out their personal loan to consolidate two credit cards. The rate is competitive compared to the other lenders I checked, and the APR was shown up front. A bit slow to get a reply when I had a question about early repayment fees.

What struck me first was how the advisor on the phone took the time to explain the terms without rushing me through them. I am not a man who likes being hurried over paperwork. The whole process was courteous from start to finish, and the funds reached my account the following morning exactly as promised. I would happily deal with them again.

I needed to cover an unexpected car repair and this loan came through when I needed it. I have borrowed from them before, so I knew the process. The rate was a touch higher than my last loan, which is why I dropped a star. The money arrived in my account the next working day.

We needed a loan to get the boiler replaced before winter, and I was rather nervous about applying online. The form was clear and the decision came back the same afternoon. The money reached our account within two working days, which was exactly what we were hoping for.

Compared to my bank this was miles quicker, I had approval in about twenty minutes and the cash landed the same day. Their app is easy to use for checking the balance. Would have taken the bank a week at least.

The reminder email they send a few days before each payment is the bit I like most, because I never have to wonder if something is coming out. I have been with them for about eight years now and the app has got a lot better since I started. Paying off early was simple, just a couple of taps and it was done. Nothing has ever gone wrong for me with them, which is why I keep coming back.