95%Would buy again
Took out a loan for a new washing machine and the total cost was clear from the start. The monthly payments are exactly what the quote said. No nasty surprises at the end, and the interest works out lower than the store credit I was offered.
Read moreI have used this company for a few loans over the years, and this time the application took noticeably longer than before. Their system asked me to upload documents twice, and it was almost a week before anyone got back to me about a query. Once the loan was approved the money came through as promised, and the rate was reasonable.
Read moreThe reminder email they send a few days before each payment is the bit I like most, because I never have to wonder if something is coming out. I have been with them for about eight years now and the app has got a lot better since I started. Paying off early was simple, just a couple of taps and it was done. Nothing has ever gone wrong for me with them, which is why I keep coming back.
Read moreI would call this a sensible option for a small loan, and the paperwork was clear enough for someone like me. The approval took a day longer than they had said it would, which was a little frustrating. Once approved, the funds came through and the repayments are easy to manage.
Got the credit card last month to start building my credit history. Applied on my phone during my lunch break and it took about ten minutes. Card arrived quick and the app shows everything nicely.
Compared with the bank loan I had before, this one cost a little more each month, though the process was far less of a palaver. The online forms were clear and the decision came quickly. My only complaint is the interest rate, which is higher than I would have liked, but the terms were laid out honestly.
I would say this is a sound choice for a personal loan, and I am glad I went with it. The application was a little longer than I expected because they asked for three months of payslips, but the decision itself was fair. Customer service was courteous when I phoned about changing my repayment date, though I did wait around twenty minutes on hold.
Took out their personal loan to consolidate two credit cards. The rate is competitive compared to the other lenders I checked, and the APR was shown up front. A bit slow to get a reply when I had a question about early repayment fees.
I needed to cover an unexpected car repair and this loan came through when I needed it. I have borrowed from them before, so I knew the process. The rate was a touch higher than my last loan, which is why I dropped a star. The money arrived in my account the next working day.
Share your own experience to help other customers. Your review is published under your name.
Percy and Reed is an online retailer of floristry, selling bouquets, single stems, plants and gifts that are delivered direct to recipients across the United Kingdom. The company works with a network of growers and florists, and its arrangements are sold under its own branding rather than through a shop front. Its website is the main point of contact for customers, who order for birthdays, anniversaries, sympathy and everyday occasions.
The range extends beyond flowers to include vases, pots, wedding and event arrangements, and seasonal collections tied to holidays and celebrations. Many customers are people sending gifts to friends and family who live elsewhere, while others buy for their own homes. The business is known for its focus on packaging and presentation, with each order designed to arrive ready to display.
