Oasis Travel Insurance

Used to be with a bigger name and this one beats it on the cancellation terms. Quick to sign up on my phone while waiting for a train. Got the policy in my email within a few minutes, which is all I wanted really.

Good cover for a family of four going to Florida, with the medical limit being the main thing I checked. The policy handles the extra cover for the kids without making me add it by hand. Booking took a while as I had to go back and forth on the number of travellers, but the documents came through once it was done.

Needed travel cover for a long weekend in Lisbon because my card cover wasn't enough for the medical side. Found this one through a search and the sign-up was quick, with the documents emailed straight away. Didn't have to ring anyone or send any paperwork, which I was half expecting to.

This is the one I'd go with if you're weighing up a few policies, having checked four others first. The cancellation cover was clearer than the rest and the price for a family trip to the Algarve was lower than the big names. I booked online late at night, the confirmation came straight away and the documents were waiting in my account the next morning. Easy choice.

Had to claim after a flight got cancelled on the day, and the form asked for the airline letter and the booking ref which I had to dig out. Once I sent them the claim was assessed in about a week and the money went into my account. Not the quickest but it did what it said it would, and I'd buy with them again.

Good value for a single trip policy if you're going to Europe and don't need top-end medical. The policy wording is clear about pre-existing conditions, which I appreciated since I've had to read plenty of rubbish small print before. The online form asked a couple of questions twice and I had to re-enter my postcode once, but everything else went through fine and the documents arrived within minutes.

Switched to this from another provider because the cancellation cover on my old policy was a joke, and this one covers the reasons I actually worry about. I like that you can see the excess before paying and that it doesn't change at checkout. Renewal was simple and the new documents came through as soon as I paid.

Been using this company for about eight years now and it's still the one I go back to when it's time to renew. Every trip I've taken with them has been covered without fuss, and the renewal reminders arrive well ahead of time. The price creeps up a little each year but never more than I'd expect from anywhere else.

I was rather pleased that the renewal reminder arrived a full six weeks before my policy ran out, which gave me time to check the details properly. The payment page was clear and the new documents came through by email the same afternoon. Very straightforward, thank you.

Compared it against three of the big comparison sites before picking this one and it came out roughly the same price but with a bit more cover on cancellations. Got the policy the same evening and the confirmation email had everything I needed. Only thing I'd flag is the phone line was busy when I tried to ask about baggage limits, so I had to use the chat.

Got the single trip cover for Ibiza on my phone during my lunch break and the whole thing took about five minutes. Cover docs landed in my inbox straight away. Good to go.

Bought the annual multi-trip policy for me and the missus, took about ten minutes on the site and the cover docs landed in my inbox straight away. Price was the best I could find for two of us going abroad several times a year, and the cancellation cover covers the things we actually worry about. Nothing to complain about really.

The quote tool on the site was the thing I liked most, it spat out prices for different trip lengths in seconds and didn't make me put my email in first. I went with the mid option for a week in Greece. Policy came through the same day and I've already forwarded it to my mum.

Needed cover quick because I'd booked a long weekend in Edinburgh on Monday and realised I had nothing. Site was mostly fine but the postcode box kept rejecting my address until I typed it differently. Once through, the policy came straight to my inbox.

Bought the single trip cover for a week in Spain on the app while waiting for the bus. Took a couple of minutes, all the details saved, and the certificate arrived before I got home.

I needed travel insurance for the first time before a month in Thailand and had no idea what I was doing. The site walked me through the options without making me feel stupid. Got the policy the same day and the documents arrived in my inbox straight after.

Compared this with the policy I'd had for years, and it's a better level of cover for about the same money. The medical section is clearer and the cancellation limits are higher than I was used to. I took it out for a trip to the Canaries and the documents were in my inbox that afternoon, which was all I needed.

Needed winter sports cover for a week in Austria and most policies I looked at excluded it unless you paid extra. This one included it in the standard level, though the price was a bit higher than I'd hoped. The payment page timed out once and I had to start again, but I got the policy in the end.