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95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

fast and simple

Applied on the bus, approved within minutes and the money was in my account by the afternoon. Repayments are easy to track in the app. Great for a quick top up.

Jodie K.
1 person found this helpful

Quick and easy loan

Really happy with this one, got the money in my account the next working day. Applied on my phone during my lunch break and didn't have to upload any payslips or anything which was a relief. The repayments come out on the date I picked and I can see it all in the app without ringing anyone. Would go back to them if I needed something small again.

George D.
0 people found this helpful

Used them a few times now

I've taken out a few loans with them over the years, usually to cover a bill that landed at an awkward time. The most recent one was approved the same day, which is what keeps me coming back. The thing that let it down was the customer service line, where I was on hold for about twenty minutes before anyone picked up, and the call handler couldn't quite answer what I was asking. Otherwise it's fine.

Angela R.
1 person found this helpful

used them for years

I've been borrowing through them on and off since about 2016, mostly small amounts to tide me over between paydays. The most recent one went through the way the earlier ones did, the money was in my account by the next morning. My only grumble is the repayment reminder emails turned up later than I'd like, so I had to check the app myself to be sure of the date.

Derek R.
3 people found this helpful

The sign up is dead quick

Honestly the thing that got me was how quick the sign up was, took about four minutes on my phone with no faff about documents. Money hit my account the same afternoon. Only thing is the app keeps logging me out but it's not a big deal.

Mason T.
0 people found this helpful

sorted in a day

Took about five minutes to apply and the decision came back before I'd finished my tea. Money reached my bank the following morning. Repayment dates are easy to change in the app too.

Jennifer H.
1 person found this helpful

Needed it when the car failed

We needed a loan quite suddenly when the car failed its MOT and needed new brakes and a clutch, so I wanted something I could sort out fast without going to the bank. The application was simple enough and the money reached my account the next working day. The only real gripe is the interest rate, which is higher than I'd like, though I'd expected that for a loan like this. They did what they said.

Darren M.
6 people found this helpful

Tried a few before this

I tried a couple of other lenders before settling on them, and this was the only one that showed me the full repayment schedule before I committed. Their total cost was lower than two of the others and the rate was competitive for the amount. The application took a while longer than I'd have liked because they asked for extra proof of income, but once that was in the money was there the next working day.

Daniel M.
1 person found this helpful

needed it for a deposit

I needed a bit of extra money for a rental deposit and couldn't wait weeks for a bank decision. Applied at night on my phone and had an answer by the morning. The money came through fast enough to get the keys.

Victoria M.
1 person found this helpful

needed a loan to bridge a gap

I needed a short loan to bridge a gap in my income while I was between contracts. I compared it against a few personal loan providers and this one offered the most flexible repayment dates, which mattered a lot to me. The application asked fewer questions than the others and the decision came back within the hour. The money landed the next morning and I've been paying it back without any trouble since.

Sarah J.
0 people found this helpful

Fine but nothing special

I took a small loan to get my car through its MOT and repairs, and the main thing I was after was the lowest total cost I could find. The total they quoted was reasonable but not the cheapest I could find on the comparison sites. The money came through and the payments have been taken as shown, so it does the job.

Mohammed H.
0 people found this helpful

The repayment screen

The repayment screen was the bit I liked most, it shows every payment and the balance left. Took the loan out last month and it's been exactly that way since. Easy to keep track of.

Gemma D.
1 person found this helpful

Needed funds for a repair

We needed the money to get our boiler replaced quite suddenly, so I was glad to find an application that didn't take long to fill in. The team answered my questions by email within the day, which I appreciated. Funds were paid into our account promptly and the repayment dates have been exactly as stated.

Valerie F.
2 people found this helpful

compared a few lenders first

I looked at several lenders before choosing them, comparing the total cost of each loan rather than just the monthly figure. Their total repayable came out lower than the others I checked, and the terms were clear on the page. The app shows exactly how much is left and when each payment is due, which I found useful. Application was simple and the funds arrived quickly.

Kelly A.
8 people found this helpful

Better than my bank overdraft

I went with them instead of raising my overdraft with my bank, mostly because the bank's charge was steeper than what they quoted. The application was quick and I got a decision by the next day. The only snag was that I had to upload my payslip twice because the first photo wasn't clear enough.

Jodie C.
2 people found this helpful

Better than my old credit card

I already had a credit card for emergencies but the interest on it was painful, so I compared this against it before applying. The rate worked out lower for the amount I needed and the repayment schedule was laid out properly in the app. Having everything in one place made me feel in control of it. I'd use them again.

Catherine B.
3 people found this helpful

small loan, smooth enough

I took out a small personal loan to cover some car repairs, and the thing I bought was really just the convenience of doing it all online. The application took maybe ten minutes, though the bank statement upload kept timing out on me the first time. Once I got it through, the money arrived the next working day and the repayment setup was straightforward.

Matthew P.
0 people found this helpful

not as cheap as the others

I've borrowed from them a couple of times before, so I thought I'd compare them against a newer lender this time. Their rate came out noticeably higher once all the fees were added in. The money arrived when promised though, so I can't fault that part.

Adam H.
0 people found this helpful

The app is really clean

The app is the thing I noticed most, it's properly easy to use and I could see my balance and next payment straight away. Applied for a small amount and the money came in the next day. Only wish it sent a notification when a payment goes out.

Emma C.
2 people found this helpful

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About Maximiles

Maximiles is a UK loyalty and rewards platform that lets members earn miles by shopping with partner retailers, dining out and making everyday purchases. Members collect miles through the Maximiles website and app, which they can then exchange for travel, gift cards and other rewards. The business works with a network of brands across retail, travel and lifestyle categories, linking them to customers who want to be rewarded for their spending.

Maximiles operates primarily online, with its platform accessible through a website and mobile app designed for managing earnings and redemptions. The programme appeals to UK consumers who regularly shop online and want a single account that tracks rewards from many different merchants.

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Finance | Savings | General | Services | Online surveys & panels

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