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95%Would buy again

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This score is based on 19 real reviews

Reviews (19)

the money arrived same day

First time I've ever borrowed anything so didn't know what to expect. The bit that stood out was how the app walks you through each step and tells you exactly what you're agreeing to before you sign. Got approved in under an hour and the cash hit my account that evening. Repayment dates are clear in the app too, which I liked.

Ryan A.
1 person found this helpful

used them for years and still do

Honestly they've been my go to for small loans for about eight years now. Every time I've applied it has been quick, the decisions have been fair and the money has always turned up when they said it would. The repayments are taken without any fuss and the statements are easy to follow. Would not go anywhere else.

Simon P.
1 person found this helpful

Needed a loan for the roof

We needed cash to fix a leak in the roof before winter set in. Price was the first thing I checked and this came out a fair bit cheaper than the other two I looked at. The application was simple and the money turned up the next working day. Repayments are straightforward too.

Daniel B.
1 person found this helpful

Loan for the car repairs

I took out a personal loan to cover the cost of new brakes and a set of tyres on my old Volvo. The application was straightforward enough, though I did have to dig out my payslips twice. The money reached my account the following morning, which was a relief with the garage waiting. Repayments come out on the same date each month, no bother at all.

Linda H.
1 person found this helpful

First loan and it was easy

The first thing I noticed was how little info they needed to get started, just my bank details and a bit about my job. I'd never borrowed before so I was nervous. A chat window popped up and answered my questions in about a minute. The money landed the next day, and the app shows exactly when each payment is due.

Aaron N.
1 person found this helpful

Compared three before choosing

Looked at three lenders before settling on this one, mainly because of the monthly figure and how easy it would be to manage. The application process asked a lot of questions but they were all relevant and I got a decision the same afternoon. The loan money was paid into my account within a day, and the statements arrive on time every month. Very satisfied with how it was handled.

Mark J.
1 person found this helpful

Needed to consolidate debts

I had three credit cards running at different rates and wanted them rolled into one payment before the interest got out of hand. I know how these consolidation loans are priced, so I checked the APR and the fees carefully before signing. The total came out a bit higher than I'd hoped, but the monthly payment is easier to plan around. Approval was quick and the funds went straight to the card providers.

Joe W.
3 people found this helpful

ok but pricier than the rest

Compared it against two other lenders before going ahead and this one came out dearer on the interest than the first one I looked at. The application itself was quick and the money landed the next working day, which was fine. Repayments come out on the date they say and the app shows the balance clearly enough. Just not the cheapest, that's all.

James S.
1 person found this helpful

Best rate I found for a van loan

Went with them for a business loan on a second hand van and the rate beat every other lender I looked at, and I've been through a few. The paperwork asked for the right things first time, which saved me chasing anyone. Repayments are set up by direct debit and the balance shows clearly in the app. Sorted.

Michelle P.
1 person found this helpful

Loan for the van

Used them to finance a second hand van for work. Money came through fine but the paperwork took a bit longer than I'd hoped because they asked for more proof of income. Repayments have been smooth since.

Tunde H.
0 people found this helpful

Checked a few first

Looked at four lenders before picking this one, mainly because the monthly figure was lower. Signing up on the app took about ten minutes. Money landed next morning so no complaints there.

Alex W.
1 person found this helpful

Fine for a quick loan

Got the loan for a new phone and it was all pretty easy. Money came in quick. Only thing is the app kept logging me out so I had to re-enter stuff a couple of times.

Erin F.
2 people found this helpful

Better than the bank

Was going to go with my bank but this came up on a comparison site and the total cost was lower. Applied from the sofa, took maybe fifteen minutes and got a yes straight away. Money was in the account by the morning and I've had no problems with payments since, which is all I want from a loan really.

Liam H.
1 person found this helpful

Quick and no faff

Did the whole application in bed on my phone which is always a plus. Got a decision in about twenty minutes and the money was in my account next morning. Repayments come out when they say they will and the app shows everything I need to see. Dead simple, would do it again.

Harry C.
1 person found this helpful

Needed it fast for the boiler

Our boiler packed up in the middle of January and we needed cash to cover the repair straight away. I had looked at a few loan options and this was the one that didn't make me jump through hoops for ages. Application took about ten minutes on my phone and the decision came through the same afternoon. Money was in our account the next morning, which saved us.

Lucy B.
1 person found this helpful

Better than my bank

Compared it to my overdraft and this was way quicker to get sorted. Applied on the app at lunch and had the money by teatime. Only thing I'd say is the interest is a bit higher than I'd like but it's fine for what I needed.

Amber M.
2 people found this helpful

Decent but rate is high

Got approved quick and the money landed the next day. Rate is on the high side though and I'd have liked a better offer. Payments have gone out fine so far.

Bradley B.
0 people found this helpful

Took ages to get my money

Applied on a Monday and was told I'd have the money by Wednesday. It was Friday before anything landed and I had to ring twice to find out why. The rate is also higher than I expected from the adverts. Not what I wanted when I was already short.

Daniel A.
2 people found this helpful

better than the old lender

I knew the market well from years of working in finance, so I was comparing the cost of this against a credit card and an older lender I'd used before. This one came out cheaper on the total repayable and the application was far less clunky. The money landed as quoted and the schedule is clear in the account. Nothing much to add beyond that.

Andrew P.
1 person found this helpful

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About Litres

Litres is an online bookshop based in Russia that sells e-books, audiobooks and printed books in a range of languages. The platform is best known for its large digital library, where readers can buy or subscribe to titles across fiction, non-fiction, children's books and academic texts. Books are delivered electronically to a reader's account and can be read through the company's own apps on phones, tablets and computers.

Litres also works with publishers and authors, offering a self-publishing service that allows writers to sell their own work through the same storefront. Customers can access the service from a browser or through dedicated mobile applications, with purchases linked to a personal account.

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