95%Would buy again
First time I've ever borrowed anything so didn't know what to expect. The bit that stood out was how the app walks you through each step and tells you exactly what you're agreeing to before you sign. Got approved in under an hour and the cash hit my account that evening. Repayment dates are clear in the app too, which I liked.
Read moreApplied on a Monday and was told I'd have the money by Wednesday. It was Friday before anything landed and I had to ring twice to find out why. The rate is also higher than I expected from the adverts. Not what I wanted when I was already short.
Read moreI had three credit cards running at different rates and wanted them rolled into one payment before the interest got out of hand. I know how these consolidation loans are priced, so I checked the APR and the fees carefully before signing. The total came out a bit higher than I'd hoped, but the monthly payment is easier to plan around. Approval was quick and the funds went straight to the card…
Read moreI took out a personal loan to cover the cost of new brakes and a set of tyres on my old Volvo. The application was straightforward enough, though I did have to dig out my payslips twice. The money reached my account the following morning, which was a relief with the garage waiting. Repayments come out on the same date each month, no bother at all.
I had three credit cards running at different rates and wanted them rolled into one payment before the interest got out of hand. I know how these consolidation loans are priced, so I checked the APR and the fees carefully before signing. The total came out a bit higher than I'd hoped, but the monthly payment is easier to plan around. Approval was quick and the funds went straight to the card providers.
Used them to finance a second hand van for work. Money came through fine but the paperwork took a bit longer than I'd hoped because they asked for more proof of income. Repayments have been smooth since.
Compared it to my overdraft and this was way quicker to get sorted. Applied on the app at lunch and had the money by teatime. Only thing I'd say is the interest is a bit higher than I'd like but it's fine for what I needed.
Got approved quick and the money landed the next day. Rate is on the high side though and I'd have liked a better offer. Payments have gone out fine so far.
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Litres is an online bookshop based in Russia that sells e-books, audiobooks and printed books in a range of languages. The platform is best known for its large digital library, where readers can buy or subscribe to titles across fiction, non-fiction, children's books and academic texts. Books are delivered electronically to a reader's account and can be read through the company's own apps on phones, tablets and computers.
Litres also works with publishers and authors, offering a self-publishing service that allows writers to sell their own work through the same storefront. Customers can access the service from a browser or through dedicated mobile applications, with purchases linked to a personal account.
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