IndeJuice

I did think about going to the bank for this but their paperwork put me off. Compared with that, these people were far more straightforward and I had an answer without waiting in a queue. Money arrived as promised.

Never borrowed money before so I didn't really know what to expect. The checks took a bit longer than I'd hoped, but once approved the money came through fast. Repayment schedule was easy to understand.

Needed a small loan for the kids' school trip and a broken fridge. Compared a few and this one had the lowest total cost for the amount, so that's why I went with it. Application was quick and the money arrived the next day.

Took out a loan for a new washing machine after the old one died. Application was fine but then I was asked for extra proof of address, which held things up for nearly a week. When the money finally arrived it was all fine, but the wait was frustrating when I needed it sooner. Repayments have been straightforward since.

Took out a small loan to cover a dental bill and it went through without any fuss at all. The issue was the one time I had a question about my repayment date, it took them three working days to get back to me by email. The answer was right but I'd have liked it sooner. Price is about what you'd expect from this sort of lender.

I've been with a different lender for years and switched to these last year to consolidate a couple of smaller debts. The rate is a bit better than what I was paying before, and the account is far easier to manage online. Only thing is the app could show upcoming payments more clearly, but it's a small thing.

We needed a short term loan to cover the new boiler after ours packed in during the cold snap, and I was rather worried about the paperwork. The application took about twenty minutes online and I was told the outcome the same afternoon. The money reached our account the next working day, and the repayment dates have been clear and simple to follow ever since.

I did compare them with my bank's personal loan first, and I'll admit their rate is a little higher. Still, the application was far less of a rigmarole than the bank's form, and I had a decision without being put on hold. The money came through promptly.

Honestly one of the easiest bits of money stuff I've done. Applied on my phone on the bus, got approved, cash was in my account before I'd finished my tea. Repayments are set up automatically so I don't have to think about it.

Took a small loan for a new fridge freezer and the process was fine. The money was in my account quickly enough. The problem is the cost, because once you add up the interest it works out a fair bit more than I'd have liked, and I wish I'd checked the total before signing up. I'd probably look elsewhere next time.

Needed a few hundred quid to get the van through its MOT and repair the exhaust. Quoted rate was clear and the application took a few minutes. Money went in the next working day and the repayments are easy to track in the account.

Applied on the app while waiting for the bus, money in my account by teatime. Only thing is the interest rate is steep and I'd check the total repayment before you sign, mine was more than I expected. Would still use them in a pinch!

Borrowed a bit over five hundred quid to pay for a new boiler part and a callout. Form was simple and cash came into the account the next working day. Repayments take out without any fuss.

I took out a loan to pay for the gearbox on my car, which was a bit of a nightmare. Got the money in two days and the repayment schedule is laid out really clearly in the app. I've used them before for a smaller amount and both times it has gone smoothly.

I've been borrowing from them on and off for about six years now and the thing that always stands out is how the repayment reminders come through a few days before the due date, which has saved me from a late fee more than once. The app is pretty plain but it shows you exactly what you owe and when. Money reached my account the same afternoon I was approved, every time. Never had a problem with them.

Needed cash for my car insurance and rent so I applied for a loan on my phone during my lunch break. Approved in about five minutes and the money came in the next day. Easy peasy.

Compared it with a couple of other loan apps and this one came out more expensive, honestly. Got approved okay and the money arrived fine, but I'd have gone with a cheaper one if I'd seen it first. Would probably check more options next time.

I looked at three or four lenders before picking these, mainly because I wanted to see the monthly figure clearly. They show it up front, which the others didn't really. The form asked for a few more bank details than I expected but it was all clear. Funds arrived the next working day. The rate isn't the lowest I saw, though.

Got a loan to cover my car tax and an unexpected bill, and it was quick to sort out. The interest is on the higher side though, so I'll be watching the repayments closely.