90%Would buy again
Got the card mostly because it charges no foreign transaction fees, which saves me a fair bit on my trips. I've used it in three countries now and it has never charged me a penny extra. Statements are easy to read and the monthly payment is simple to set up. Great value for money, and I haven't had to think about it once.
Read moreFirst time I've ever had a credit card so I wasn't sure what to expect. Application was easy enough but I waited nearly two weeks for the decision to come through and had to email them twice. The card itself is fine now that it's here, just the waiting was a pain.
Read moreGot the card in the end after comparing a few others and this was the best of the bunch for what I needed. Application took about ten minutes on my phone and I got a yes the same afternoon. The only thing that caught me out was the statement arriving a bit later than I expected, but it sorted itself out within the week and the rate is fair for what it is.
Read moreWay quicker than going into the branch, which is what I'd have done before. Decision came back in minutes. Only niggle is the interest rate is a touch higher than the one I was quoted on the comparison site.
Got the card in the end after comparing a few others and this was the best of the bunch for what I needed. Application took about ten minutes on my phone and I got a yes the same afternoon. The only thing that caught me out was the statement arriving a bit later than I expected, but it sorted itself out within the week and the rate is fair for what it is.
Compared it with the personal loan from my high street bank and this was quicker and the rate came out a little lower. The approval was pretty much instant once I'd uploaded my payslips, and the money hit my account the next working day. Repayments go out automatically which is handy, though the reminder emails could be less frequent.
Took a few days longer than I expected to get the credit limit raised after I asked. I'd looked at a couple of other cards before settling on this one and the rate was competitive, so it's a small thing really. The app shows the balance clearly though and the payment reminders are useful.
Needed a card quick for the deposit on a flat and the app was honestly fine. Signed up on the bus, got approved, card turned up in a few days. Only gripe is the app keeps asking me to verify stuff, but whatever, it works.
Needed a card for buying things online without using my debit card. Signed up on the app during my lunch break and it got approved while I was still eating. Card took a few days to arrive and the app is a bit slow to load sometimes, but I'd still use it again.
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WestStein is a UK finance company that issues credit cards and offers credit products to consumers online. com is where customers apply for an account, manage their card and review their statements. The brand is aimed at everyday consumers who want access to revolving credit and a straightforward way to manage repayments.
Customers interact with WestStein primarily through its online account area and customer service channels rather than in physical branches. Reviews of the company on this site reflect experiences with applications, account management and repayments.
