Uniqpaid

Used it to cover a new boiler after ours packed in over winter. Application was done on the laptop, the amount offered was what I asked for, and the cash landed in the account the following morning. Repayments are the same each month, no surprises.

I needed the funds to have some urgent repairs done to my home after a leak. I did find the application a little long-winded, but the questions were all sensible and the decision was given the same day. The money was received promptly and the monthly repayments have been taken on the agreed dates without any bother.

I borrowed a smaller amount to cover a gearbox repair on my car, which wasn't cheap. Application took about ten minutes on my phone and the money came through before the garage needed paying. Repayments come out on the same date each month, which suits me. Interest is what you'd expect for this kind of loan, nothing sneaky, and I've already paid off a chunk early.

Yes, it's a good one, and I'd say the speed is the main reason. Applied from my phone between meetings, decision came back quickly, money hit the account by the afternoon. Easy to manage repayments in the app.

Compared to my bank overdraft this is a bit more expensive on paper, but the application was far quicker than going through the branch. I've been borrowing from them for a few years now. The money arrived when they said it would, though the customer service line took a few days to get back to me when I had a question about a payment date.

I went with them to cover a gap until my pension landed, and I was careful about how much I borrowed. The price was fair for a short loan, and I paid it back early without any charges, which was a relief. The application took a few minutes and the money came through the next working day. Customer support answered my question about early repayment within a few hours.

I've been using them on and off for about six years now and they're still the first place I look when I need a small sum. The most recent loan went through without any fuss, though the app did log me out halfway through the form and I had to start again, which was a bit of a faff. Repayments have always come out on time and the customer line answers quickly when I've needed them.

Compared to a credit card cash advance, this was far cheaper for the same amount. I looked at three other lenders first and this one gave the clearest breakdown of costs. Application was quick and the funds arrived the same day.

Needed it for rent after my hours got cut at work. Applied at night on the app and got approved before I went to bed. Money came through first thing and the repayment plan is fine.

I needed the money to put down a deposit on a flat move. Signing up took a while because it kept asking me to re-upload my payslip, and the approval took about two days longer than they said it would. Once it was approved the money came through fine.

Took out a small loan through the site last month to cover a phone bill. Applied on the app on the bus, got a yes within minutes and the money was in my account the next morning. Repaying through the app is easy, just a direct debit. Nothing to moan about tbh.

Compared to my bank's overdraft this was much cheaper for the amount I needed. Applied on my phone at lunch and it was done before I'd finished eating. The money landed the same afternoon. One small thing is the confirmation screen is a bit fiddly on my phone, but I got through it.

I needed to cover a few wedding costs at short notice and my savings didn't stretch that far. I'd looked at a couple of other lenders before, but this one gave me a clear answer quicker and the terms were easier to understand. Money arrived in time and the repayments have been painless so far.

Really good, would use again. Applied on my phone during my lunch break, took about five minutes. Money landed same day. Repayment dates are clear and the app shows what's due.