Simply Business

Honestly it's fine but it took ages to get my policy sorted. I sent the documents in and then waited like four days for anyone to reply, which was annoying when I needed cover for a gig. Once it was sorted it all worked, just the wait was rubbish.

I bought public liability for my decorating firm, the one thing I actually needed on the job list. I've been in the trade for decades so I knew the cover limits I wanted. The certificate came through straight after payment, no faff.

Compared with what my old provider wanted for the same cover, this is a lot less each year. I run a small bakery and I'm careful with money, so the saving was the main reason I switched. The cover itself is what I needed and nothing extra I'd never use. Happy with it.

What I liked most is that they send a reminder before the policy runs out, so I never have to remember the date myself. I've been a customer for years and the renewal page is easy to follow even with my eyesight. The cover has stayed the same and the price went up only a little.

Been with them for years now, the renewal reminder is the bit I'd miss most if they ever stopped it. Every year before my cover runs out I get an email with the date and a link, so I just click through, check the cover still matches what I do and pay. Never once had to dig out an old policy or chase anyone.

I got a combined policy for my small cake business, which was cheaper than I thought it'd be. The quote took like five minutes on my phone and the documents came through in my email straight after I paid. I'd probably go back to them when I need to renew.

I'd looked at three or four other sites first and this one had the cover I wanted for my photography work at a fair price. I went with the public liability and it arrived as a certificate on email within the hour, which I needed for a venue booking.

I needed proper public liability and professional indemnity cover because the council tender specifically asked for it. I know the insurance side reasonably well from working in the trade for a long time, so I checked the limits and exclusions myself before buying. The policy documents were clear, the limits matched what was asked for, and I had the schedule ready to upload within the hour.

I needed a certificate for a job so I had to buy the cover that day. The quote was fine but the policy documents didn't arrive until two days later and I had to chase them. Not great when a client is waiting.

I'd been paying through a high street broker for my van insurance and this came out noticeably cheaper for the same level of cover, which was the main reason I switched. The comparison took about ten minutes and I could see the excess and extras before paying. Nothing hidden that I could find, and the documents came straight through as a PDF.

Verdict is it's still the cheapest way to keep our small builders firm covered. We've been with them for about six years now and the renewal is always a doddle, the reminder comes through and the new documents are waiting when I log in. Nothing has changed much, which suits me fine.

I needed public liability cover quickly because a client wouldn't start work until I could show a certificate. I'd been self-employed for years and knew exactly what limit I needed, so I got a quote, answered the questions properly and bought it the same afternoon. The certificate landed in my inbox straight away and I forwarded it on before the end of the day, which was exactly what I needed.

That's about the best cover I've found for my business and I've been through a fair few providers. I know the insurance side well enough to spot a gap, and there wasn't one here, the exclusions are sensible and the limits are generous. Bought it on a Tuesday evening and had the documents by Wednesday morning.

Verdict is it's good value for a small firm like mine, the price was lower than my last provider for the same level of cover. I had to chase one document for the renewal, which was a small niggle, but the policy itself is clear and the renewal reminder is useful. For a couple of hundred quid saved a year it's worth sticking with.

Way cheaper than my old broker's quote for the same cover, which is why I switched. Signing up on my phone on the train took about ten minutes though, and the site kept logging me out halfway through the questions so I had to start again once.

Compared with the broker I used before, the quote came in lower and the cover limits looked about right for a small consultancy. What let it down was the claim I made last year, which took nearly three weeks with a couple of follow-up emails asking for the same invoice again. The policy itself is fine, the paperwork side was slow.

Honestly the quick part is what got me, I had my cover sorted in like ten minutes on my phone. The price was decent and the app showed everything clearly. Would use again.

I bought professional indemnity for my consultancy, having been in the sector for years, and I know what a proper policy should look like. The limit I wanted was there and the wording covers what my clients ask about. Setting it up was simple, I did the questions on my laptop and had the documents by email the same afternoon. I've no complaints and I'd be happy to renew.

I needed liability cover for my first proper freelance job, so I wasn't sure what I was doing at all. The quote asked a lot of questions but the help text explained what each one meant, which I appreciated. The policy came through fast, though I did have to upload an ID check which took a little longer than I expected.

Compared to the cover my bank offered this was quite a bit cheaper and the limits were similar. The form was a bit long but I got through it. Documents arrived quickly.