InchBug

We used the personal loan to pay for the wedding flowers and the venue deposit. I've used them before for a smaller loan so I knew what to expect from the application. The money was in our account within a day and the statements are easy to download.

I needed the money to pay for a professional course that my employer wouldn't cover, so I wanted something I could afford monthly. The form was short and I had a decision quickly. Funds arrived the next working day and the monthly payment is reasonable.

Yes, use them. I checked three other lenders first and the rate here was a bit better for my credit history. Approval took a few hours and the money came through quickly.

We went with a personal loan to pay for the new kitchen. I compared three lenders on a comparison site before picking this one. The rate was the lowest I could find for our situation and the payments are easy to track in the app.

Compared with my bank, the application was far more straightforward and I didn't have to sit through a phone call. I'd been a bit wary of online lenders but the paperwork was clear and I understood the terms. The funds arrived promptly, and I've had no problems with the repayments since.

Took out a small personal loan to cover a garage bill when the exhaust went. The application took about ten minutes on my phone and the money was in my account the next morning. Interest is fair for what it is, and nothing hidden in the small print that I noticed.

The app shows you your whole balance and what's due and when, which I didn't expect. Signing up took about ten minutes on my phone. Money reached my account the next working day.

Needed to cover a boiler bill that came out of nowhere, so I applied on my phone while waiting for a bus. The application went through but the verification step needed a document reupload which took a day to get sorted. Otherwise it was fine once the money came through.

The app lets you see exactly what you owe and when, which I didn't expect from a loan. Set up took a few minutes on my phone during lunch. Repayments come out on the right day and there's no fuss.

Compared with the building society I've dealt with for years, this was much quicker to apply for, and I didn't have to sit in a branch with a leaflet. I did find the interest a little higher than I'd hoped, so I'd check the figures carefully. Staff on the phone were patient when I asked them to go through the monthly payments again. The money arrived when they said it would, which I appreciated.

Took out a loan to buy a second hand car and I know the finance side well from work. The application itself was clear and the paperwork matched what I'd been told. Funds went to the seller quickly, though the document checks took longer than I'd like.

I compared a credit union loan with this and this was a bit quicker to set up, though the credit union had a slightly lower rate. I liked being able to see the payment plan clearly before I agreed. The money came through on the expected day, and the only thing I'd flag is that the first repayment date was a little awkward for my pay cycle, so I had to ring to shift it.

Good value on the rate compared with other lenders I looked at, and the total cost was clear before I signed. The bit that dragged was the identity check, which needed a second upload after the first photo was rejected. Once that was done the money arrived in a couple of days. Worth it for the price.

Pretty solid, I've been with them for a few years now for a couple of loans. The process is quick but the interest is a touch higher than I'd like. Money has always landed when they said it would.

The app shows every repayment clearly, which is handy. A payment got taken a day early once and it took a few days of messages to get it sorted. Fair enough in the end.

Compared to the bank loan I took out years ago, this was far quicker and I never had to visit a branch. I've been using them on and off for about six years now and the money always lands the same day I'm told it will. Repayments come out without me having to think about it.

I needed a loan to cover a chunk of my uni costs that my student finance didn't stretch to, and I was worried nobody would lend to someone my age. The form wasn't too bad and I got a decision the same day. The money went into my account and the repayments only start after I graduate, which made it much less stressful.

Yes, it's a fair deal if you already know how these loans work. The fixed monthly amount makes budgeting easy. The money arrived fast and the repayments have been smooth.

I've been with them since my old car loan and I've used them three times now. What I like most is that renewing is just a few taps and the reminders come in good time. Customer support have always picked up when I've rung, though the last time I waited a while. Money has always arrived when promised.