Freedom Finance

I used the loan to pay for a second-hand van for the business and the paperwork was about what I expected for a sum of this size. The funds went into the seller's account on the day we agreed. Monthly payments are clear and I've had no trouble with them.

I needed a loan to help cover care costs for my late husband's final months, and I was told the decision would take a few days. Their staff were kind enough to explain each step and they did not rush me through the paperwork. The money arrived as promised, and the repayment plan was arranged in a way I could manage.

Compared with my usual bank, the application here felt far more drawn out, with three separate requests for the same proof of address. The loan itself was offered at a reasonable rate and I did get the money in the end. However the reply to my email took four days, which was disappointing when I had a payment date coming up.

I borrowed to pay for our wedding flowers and catering, and I shopped around before choosing this lender because the total cost looked fair. The interest works out well over the term and the payments are spread so they don't pinch. The statements are clear, the account page is easy to use, and the money landed within a day.

I applied for a loan to pay for my first car and got a decision the same afternoon. The money landed in my bank the next day, which was exactly what I needed. Super easy from start to finish.

I used a loan from them to pay for a stairlift for my mother's house, which was a considerable sum. I found the whole process entirely straightforward and the staff were courteous when I rang with a question. The money reached my account promptly, and I'm grateful for that. I'd happily return should the need arise again.

Lovely app, can see my balance and next payment date right on the home screen. Made an overpayment in about two taps when I got paid early. Only thing is the customer chat took a while to reply when I had a question, but the answer was sorted in the end.

Honestly it's sorted, got the loan for my car repair in a day and the money hit my account the next morning. Application on my phone took about ten minutes, no fuss. Repayments come out on the date they say they will, so no complaints from me.

Compared with the credit union I usually look at, this lender came out a fair bit dearer on the monthly payment, though I'd checked three options before picking one. The application was quicker though, and I didn't have to go into a branch or wait on a callback. Repayments come out on the same date each month which keeps things tidy. Not the cheapest I could've found but the convenience counted for something.

I first borrowed from them about eight years ago to fund a new kitchen and I've come back twice since. They needed it for a family emergency this time and the decision was made the same day. Payments go out like clockwork and the statements are clear enough.

Compared with the building society, this lender charged a little more each month, though the application was quicker and easier to follow. I did appreciate the phone adviser who explained the repayment schedule to me properly. My only quibble is that the online statements took a while to appear, but the loan itself has been trouble-free.

I needed the money to cover a deposit and some moving costs, so I went looking for a loan with a short turnaround. The team walked me through the affordability checks, which I know can be irritating, but they were quick about it. Funds reached my account in time for completion and I've had no issues since.

Got the loan sorted in one sitting on my phone, took about twenty minutes. Money was in my account the next morning, no problems at all. Repayments have gone out on time every month so far.

Compared it to my overdraft and it's way cheaper for a loan of this size, which is why I went with them. Money was in my account the same afternoon. Only downside is they want a lot of paperwork up front.

I took out a loan to consolidate a couple of credit cards after comparing three different lenders. This one had the lowest monthly figure and the application was simple enough. The only snag was that the online account took a while to set up, but once it was running everything has been fine.

Let me say at once that the loan terms were laid out clearly, which I appreciated after some confusing experiences elsewhere. My query about the early repayment figures was answered politely within the hour. The money came through without delay, so I have nothing but praise for the experience.