EXG Pro

This was my first time borrowing so I wasn't sure what to expect. Honestly the whole thing was pretty painless. Filled in the form on my phone during my lunch break and it asked for a bit less info than I thought it would. The money was in my account the following day and the repayment schedule was easy to see.

Compared to the other lenders my brother recommended, this one came out a fair bit cheaper over the term. I was careful with the figures before accepting. The application took a little while to complete but was clear enough.

Borrowed a bit through the app to cover rent when my wages were late. Quick to sign up, the app is nice to use and the money came through fast. Repaid it on time and no fuss.

I would say that the loan I took out with them was handled very properly from start to finish. The terms were set out plainly and I was given time to read them before I signed anything. The money was paid into my account promptly, and I have found the monthly statements easy to follow.

Never borrowed before so I was a bit nervous, and the site explained each step which helped. The only thing that dragged was the identity check, they asked for a second document after I'd already uploaded one and it took a day to sort out. Once that was done the loan was approved quickly and the money reached my account the next morning. Repayments have been fine so far.

Best value I could find for a small loan, full stop. The total cost was lower than the others I checked and the money came through fast. Paying it back through the app is easy too.

My car failed its MOT and I needed the repair paid before I could get to work. I'd never taken out a loan before so I was nervous. The application took about ten minutes and I was approved the same day. Money arrived by the next morning.

I've been borrowing from this company since about 2015 and the process hasn't changed much, which I like. I just log in, check the offer and accept. Repayments go out on time and the statements are easy to read. Nothing to complain about after all this time.

Compared with the overdraft on my bank account, this worked out much cheaper for what I needed. Clear figures on the screen before I agreed to anything. No surprises on the statement.

I first took out a loan with them about ten years ago and have come back a few times since. What keeps me coming back is that they treat you like a person rather than a number. The forms have got a bit more digital, but a phone call is still an option if you need it. My last loan was sorted within a day.

Used the loan to cover van hire and deposit when I moved flat. Got the figures for the monthly payment on the site before I applied, so I knew what I was taking on. The cash showed up quickly and the repayments are set up so I don't have to think about them.

I started with the eligibility checker which told me straight away I'd probably qualify, so I didn't waste time on other lenders. Compared with two other places I looked at, this one was the least faff. Got the money into my account the next working day.

Compared to the high street lender I used before, this was miles quicker. I'd done a fair bit of reading on personal loans so I knew what to look for, and the rate and the total repayable were laid out clearly before I applied. The money landed in my account the next working day, which is more than I can say for the last one.

I'd say this is still the best option I've found for borrowing, and I've been using them on and off for about eight years now. The application is simple enough that I can do it at the kitchen table with my glasses on. Repayments come out on the same date every month and I've never had a problem. The one time I rang them with a question, a real person picked up within a couple of minutes.

Been with this company for a few years now, mostly for small loans to smooth out the bumps. The detail I keep noticing is how the repayment dates can be moved if payday shifts, which has saved me more than once. The one slight niggle is that changing the date took a few days to go through and I had to ring to check it had worked. Otherwise the balance and statements are accurate and the process is familiar.

Got a small loan through the app to cover my phone bill. The app itself is fine, easy to use. Took a couple of days for the money to show up though, and I had to upload my payslip twice because the first photo was blurry. Not the end of the world.

I looked at a credit union first but they couldn't match the amount I needed. The online application here was faster than I expected. Approval came through the same afternoon and the money followed the next day.