Balancerecovery

I've moved a balance across with them several times over the years, and this latest one was no different. The transfer went through in about a week and the old card was cleared without me chasing anyone. My statements arrive on time and the online account is easy enough for me to use. Been a loyal customer for a long time now.

Work out the total cost on their calculator and it beat the other lenders I checked, so that's why I went with them. Application was quick and I had the money within two days. Nothing to complain about for the price I paid.

My car failed its MOT and the garage wanted payment upfront, so I needed a short loan quickly. I've used this company on and off for years and they've usually been fine. This time the application stalled for almost three days while they asked for bank statements I'd already sent. Once that was sorted the money came through, but the wait was frustrating when I needed the car back.

I needed to get my overdraft under control before the end of the year, so I was looking at a few options. This one offered the best deal once I'd compared the monthly costs and the interest rate. The sign up took under half an hour and the funds came through the next working day. The online account makes it simple to track what's left to pay off.

I took out a debt consolidation loan through them after comparing about four lenders. The application took maybe twenty minutes and the offer came back the same day. Money landed in my account the next morning, which was quicker than the others I looked at. The only bit that dragged was waiting for them to confirm my payslips.

Compared with the personal loan my bank offered, the rate here was noticeably lower once you factor in the fees. I've been through this kind of thing before so I knew what to look for in the small print. The repayment schedule is clear and the online account shows exactly what's left. Only real gripe is that the early repayment figure took a day to come through.

The fees were laid out clearly on the page, which was the first thing I noticed when I was comparing a few lenders. The application itself was fine. When I emailed a question about my repayment date it took four days to get a reply, and the answer was a bit vague. The loan is sorted now but I'd have liked quicker answers.

Switching my loan over to them was a lot less bother than the last place I used. The new rate is lower and I didn't have to fill in the same forms twice. Been with them a good while now.

Honestly it did exactly what I needed, cleared my credit card balances into one payment. Signing up on my phone was easy, though it kept logging me out halfway through. Repayments come out on time and the app is decent. Would use again.