Flexible Autos

Needed a loan to cover a car insurance excess after a bump in a car park. Applying was pretty quick and the decision came the same day. The only thing that dragged was the ID check, which asked for a second photo twice.

Compared with my bank, the application here was much quicker and I didn't have to visit a branch. The approval took about an hour. The rate they offered me was higher than I'd hoped though, and I wish they'd made the cost clearer on the first page instead of at the end.

Honestly really pleased with this one. Applied on my phone during my lunch break and had an answer before I'd finished my sandwich. Money was in my account the next working day. Only thing was the app kept logging me out, but I got there in the end.

Compared with putting the boiler on my credit card, the loan here worked out a fair bit cheaper over the term, so that was the deciding factor for me. The form was simple and I got a call back within the hour to confirm the details. Money arrived the next working day, and I've now got a sensible monthly payment I can plan around.

What got me was that the app shows exactly how much is left on the loan and when the next payment is due. No calling anyone to find out. Took about ten minutes to set up and I've not had a single problem since.

I needed to borrow money for our wedding and this was the first lender I'd ever dealt with, so I was a bit nervous. The online form asked sensible questions and I got an offer that same day. The paperwork was clear and someone rang to check I understood the repayment terms before anything went ahead. Very reassuring.

My van packed up on a Monday and I needed the repair paid for before the weekend, so I looked at a few lenders online. I went with these because the decision came back quickly and the money arrived the next morning. The only niggle was that the interest rate was a bit higher than one of the comparison sites suggested, but it was still fine for what I needed.

Needed money to fix my car after a hit in a car park and didn't want to wait ages. Filled in the form on the site in the morning and by teatime it was approved and the cash was in my account. Dead simple, didn't have to ring anyone.

The rate was the lowest I found after comparing quotes, and I got the loan approved without having to chase anyone for paperwork. Money went into my account within a day. Repayments come out on the date I picked, which is exactly what I wanted from the start.

I've been using them for car finance and loans for about six years now and the thing that stands out is they still send me a proper letter at the end of each term. The rate has crept up a little since I first signed, which is fair enough given the market, but it's still not the cheapest I've seen. Customer service is slow to answer the phone though, I'd wait a good while every time.

I've borrowed from plenty of lenders over the years and this is among the more straightforward. The terms are set out properly and the repayments go out as agreed. Money arrived promptly after approval.

I've taken out finance before so I knew exactly what documents to have ready. The checks were quick and the offer matched the figures I'd worked out beforehand. Funds arrived the next working day and the repayment schedule is clear in the account.

Applied for a small loan on my lunch break and the whole thing was done on my phone in about ten minutes. Money landed in my account the next working day which was spot on. Repayment reminders come through the app and you can see the balance without digging around. Only thing is I had to upload my payslip twice because the first photo was blurry, but that was my fault.

I looked at three different lenders before settling on this one, mainly because the other two wanted far more paperwork. Here the process was done online in one sitting and I had the funds the next day. The rate was competitive and the repayment schedule is easy to follow. Would go this way again.

Compared with the finance offered at the dealership, the figures here came out noticeably lower over the term. I checked the total repayable twice because it seemed too good to be true, but it matched what they'd shown me. The whole thing took under an hour from start to finish.

I used one of their personal loans to pay for a replacement boiler back in the spring. The application was straightforward and the money landed in my account within a day of signing. The monthly repayments come out on the same date each month, which suits me well enough.

Compared with the dealership I went to last year, arranging my car finance through them was a much calmer affair. The application took perhaps twenty minutes and I was given a decision the same afternoon. The adviser who phoned me was patient and explained every figure clearly, which I did appreciate. I shan't be going anywhere else for my next car.

Took out a small loan on the app to get a new phone after mine smashed. Got the offer in about two minutes and the money was in my account by the next morning. Easy.