Vintage Cash Cow

Came out as the best of the options I looked at for a small personal loan. Clear terms, no surprises on the paperwork, and the money came through on the day they said it would. Would use again if needed.

Compared it with two other lenders I'd looked at and this one charges a little more in fees over the term. Otherwise the application was simple and the money arrived fine.

Found this one after comparing a few options and it came out on top for us. Our budget is tight so the fees mattered a lot, and they were the lowest I could find. Application was painless and the money arrived right on time. Happy with how it has gone so far, and the statements are easy to read.

The app is the best bit honestly, you can see the repayment dates without digging. Took a few goes to get my bank details verified though, which was annoying on the go. Loan landed fine.

Compared to the high street place I used to go to, this is so much quicker. I've been a customer for years now and the process is just the same every time, no surprises, money in my account the next working day.

Compared a few lenders before going with them and the rate was the deciding factor. Honestly the paperwork was a bit longer than I expected but it was all sensible questions. The money arrived on schedule and I have had no problems since.

The first thing I noticed was the app, it's dead easy to use and I could check my balance without ringing anyone. Applied on my lunch break, got the decision that evening. Money hit my account before I'd even finished my tea haha.

Got a loan for the car repair on the phone in the car park at work. Application took a few minutes, bit of back and forth with the ID upload but sorted. Money in the account the next day, which was decent.

Compared a few sites before settling on this one and it came out on top for us. The application took about ten minutes and the decision came through the same afternoon. Money landed in our account the next working day and the repayment schedule was clear from the start. Would use again.

Checked three other providers before choosing this and the total cost came out lowest once I added up the fees and interest. Application took about ten minutes on my phone, and the funds were in my current account by the next morning. No complaints, just doing my sums.

I was a little apprehensive about borrowing online, but the staff on the phone were very patient with my questions. The money arrived in my account the following working day, which I did not expect. I'd recommend them to anyone who prefers a straightforward process.

We needed the money fast after the boiler packed in over Christmas. Went with them because the total cost was clear before I committed, which was the main thing for us. Funds came through quickly and the repayments come out on the same date each month. Nothing hidden that I could find.

Compared it to a couple of other apps and this one charges a bit more in fees, which is a bit annoying. Got the money fine though and the app is easy enough.

First time I've ever taken out a loan, so I was nervous about it. Signed up, uploaded my payslips and got the decision the same day. Money arrived within a day.

We needed a bit of help catching up on bills after my husband's hours were cut. Went with them after a friend mentioned them. The process was straightforward and the adviser on the phone was patient with my questions. Money came through as promised.

Took out a loan to cover a new laptop for my freelance work, which I'd been putting off for months. The quote came up instantly and the funds reached my account the following morning. Repayments are set up on the direct debit and I got a reminder email a few days before each one. Simple, honest and no fuss at all.

I needed the loan to pay for a new roof after a storm and had read good things about them, but it was harder than I expected. The application had me sending the same documents twice because the first upload didn't register, and nobody got back to me for three days. When the money did arrive it was on time and the rate was fair. The waiting around took the shine off it.