The SABI

Quicker than my bank was, which is why I went this way. Application on the phone took a few minutes. Money came through the next morning, the rate is a touch above the banks but fine for a short one. Repayment reminders are a nice touch.

Went with them after comparing a few options because the rate looked fair. Application asked for a lot of documents, more than I expected, and the upload was fiddly. Once approved the money came through quickly. Might be less of a faff next time.

Took out my first loan here to cover a deposit on a flat share. The application asked for my bank details and I was approved within the hour. Money came through the same day and the schedule was in the app. Easy first experience.

We needed a short loan to cover school trip costs that came up out of nowhere. Compared a couple of comparison sites first and this one was quickest to get a decision. Application was simple and the money landed the next day. Would use them again.

Been borrowing from them on and off for years and the process has always been the same, which I like. I picked up the phone once to check a payment date and the person I spoke to knew my account straight away. Money arrives on time and there's no fuss. I'm happy to keep using them.

Compared with the lender I used before, this is a lot simpler to apply for and I didn't have to upload half my payslips again. I've borrowed from them a few times now. Repayments come out on the date I picked, which I appreciate. Not the cheapest out there, but the process makes up for it.

Went with them after the business loan I'd been looking at fell through, and the first thing I noticed was how clear the terms page is. I read through the repayment schedule twice before I accepted, which I'd recommend anyone doing. The money came through the next working day. The one thing that got on my nerves was the confirmation email that went to spam, so I nearly missed the signing step. Otherwise, all fine for a short term need.

Compared with my bank's overdraft, this worked out cheaper for the amount I needed, which surprised me. I know the area well from years of managing money for clients. Application was quick and the money landed the next working day. The only thing I'd flag is that the early repayment terms could be easier to find.

Got approved and paid in one afternoon. Easiest loan I've done, full stop. Money arrived before the end of the working day and the app tells you what's coming out and when.

Needed some cash fast after my car needed a new battery and I was skint till payday. Applied on the app late at night and got a yes pretty much straight away. Money hit my account before I'd even finished my tea. Repayments are easy to see in the app too. Top stuff.

I compared three lenders before going with this one, and it was the most expensive of the lot by a fair margin. The application itself was easy enough and the money arrived promptly. I went with them because the others turned me down. It does the job but I'd look harder next time.

Borrowed a smaller amount to cover a bill. The rate is a bit higher than my bank would have charged, but I couldn't get approved there. Money arrived the same day. Fine for what it is.

The first thing I noticed was the application took about ten minutes on my phone, no uploading loads of bank statements. Approval came through in under an hour and the funds were in my account before I'd even got back from the shops. I've been borrowing from them for a couple of years now and it's always been like this. Repaid early last time and there was no fuss about it at all.

The repayment calculator on the site shows the monthly figure before the arrangement fee gets added on. I work in finance so I noticed straight away, and the final total was a bit higher than the quote I screenshotted. Not a huge amount but worth knowing before you commit. Approval itself was quick.

We needed a short term loan to cover a repair on the van before a big contract started. Looked at three other lenders first and this one was the clearest about the total cost upfront. Application was straightforward and the money came through quickly. Happy with it.

We needed a short bridging loan to cover a gap while our house sale went through. I know this area well from my job and most lenders here are slow and opaque. This one was clear about the fees and moved fast. Money landed when promised. Solid.

Honestly the first thing I noticed was that the whole thing runs off my phone, no faxing or printing anything. Signed up on the app in bed at like 11pm and had an answer by morning which was class. Money landed the next working day. Repayments come out on the date they said they would, so no grief there. Only thing is I wish the app showed the total cost a bit more clearly before I tapped confirm.

I've been with them for quite a while now and I still think they're the best of the lot for what I need. Repayments come out smoothly and I've never had a problem with a payment going astray. Staff are helpful when I ring. Honest and simple, which is what I want.

Compared with a couple of other lenders I looked at, this one came out pricier on the interest. Application was fine and I got the money the same day. Just wish the rate was closer to the competition. Did the job though.